The September Issue Includes:
- What's The Damage? Condominium Association Insurance And Hurricanes
- We've Been Nominated For A Reader's Choice Award!
- Upcoming Seminars/Events/Meetings
- Who's The Most Awesome In Your Association
- Presenting The 3rd Quarter Most Awesome Manager
- Presenting The 3rd Quarter Most Awesome Board Member
- Oops! What Did They Do To Us This Year?
- What To Do Until Help Arrives?
What's The Damage?
Condominium Association Insu
rance And Hurricanes
By: Partner, Brian Hess
In light of recent hurricane and tornado damages, condominium association Board members have been lighting up our "switchboards" with questions relating to the association's (and individual unit owners') responsibilities for property damaged by storm events. The simple answer, in most cases, is found in reviewing Florida Statute 718.111(11), which provides condominium associations with guidance as to their insurance requirements. However, there is a bit of a story as to why the answer is generally statutory, and not driven by directly by the condominium association's governing documents.
We've Been Nominated For A Reader's Choice Award!
We are so thrilled and honored to have been nominated for the fourth consecutive year for the very prestigious award, the Florida Community Association Journal's Readers' Choice Award. Just like the Hollywood People's Choice Awards, this award is determined by people such as yourself casting their vote.
Clayton & McCulloh - the firm that "Embraces Community" - is requesting your vote again this year. Won't you please honor us by taking time out of your busy schedule to vote for us again? Click the link or button below! Thank you so much for your consideration. We are humbled by your vote.
Our upcoming seminars and events are listed below.
Check out our website for information on specific classes by clicking
Tuesday, October 3
- Hosted by Clayton & McCulloh
Melbourne Office. Begins at 6:00 p.m. Attorney Jennifer Davis will be presenting "Doing it Right." This complimentary class includes appetizers and beverages.
For more information, click here.
Thursday, October 5 -
Hosted by Clayton & McCulloh
Maitland Office. Begins at 2:30 p.m. Partner Russell Klemm will be presenting "Friendly? Really? How Friendly is FL Friendly Landscape." This complimentary class includes appetizers and beverages. For more information click here.
Tuesday, October 10
- Hosted by Clayton & McCulloh
Maitland Office. Begins at 2:30 p.m. Partner Russell Klemm will be presenting an "HOA Board Certification Class." This complimentary class includes appetizers and beverages. For more information click here.
Thursday, October 12
- Hosted by Clayton & McCulloh
Melbourne Office. Begins at 2:30 p.m. Partner Russell Klemm will be presenting "Friendly? Really? How Friendly is FL Friendly Landscape." This complimentary class includes appetizers and beverages. For more information click here.
Wednesday, October 18
- Hosted by Sentry Management
Sentry Management's Tavares Office. Begins at 4:00 p.m. Senior and Founding Partner Neal McCulloh will be presenting a "Combined HOA and Condo Board Certification class." This Complimentary Class includes appetizers and assorted beverages. For more information click here.
Thursday, October 19
- Hosted by Brevard Community Association Management
Holiday Inn Space Coast Convention Center. 5:30 p.m. - 8:30 p.m. BCAM will be presenting "Oops! What Did They Do To Us This Year?" Join our attorneys on Thursday, October 19, for a Legal Update created for Board Members and hosted by BCAM. This class features complimentary beer, wine, & appetizers. Bring a donation for the Humane Society and get an extra door prize ticket! Come early and join the casual Round Table Discussion on "Collections - Getting the Job Done!" Attorney Jennifer Davis will be leading the Round Table Discussion from 4:00 p.m. - 5:00 p.m. Register at their website, here.
Tuesday, October 24
- Hosted by Clayton & McCulloh
Melbourne Office. Begins at 2:30 p.m. Attorney Jennifer Davis will be presenting an "HOA Board Certification Class." This complimentary class includes appetizers and beverages. For more information, click here.
Thursday, October 26
- Hosted by Clayton & McCulloh
Cypress Golf Communtiy HOA. Begins at 2:00 p.m. Partner Russell Klemm will be presenting the "Mobile Home Park Board Certification class." Due to higher demand this class will feature a $15 fee for non-clients. This class will remain free for all Clayton & McCulloh clients. For more information, click here.
Who's The Most Awesome In Your Association?
The Most Awesome Award has continued to be an "Awesome" success as we prepare to enter the final quarter of 2017 (wait already?) With more and more Awesome Managers and Board Members doing all they can to earn this award, don't miss out on your opportunity to show appreciation to your favorite Board Member or Manager with the FINAL Most Awesome Nominations deadline of 2017 closing on October 5!
The Deadline for Nominations for the 4
Awesome Award is October 5!
Use the buttons below to nominate a Manager or Board Member you know who has truly gone above and beyond the call of duty for your Association. Be sure to elaborate
and make sure we know why your nominee is the Most Awesome!
Presenting The 3rd Quarter Most Awesome Manager:
Carole Hammond, Manager at Vista Plantation Association
Clayton & McCulloh is proud to present the Most Awesome Manager Award to Carole Hammond, Manager at Vista Plantation Association. Congratulations, Carole!
Read the full story
Quarter Most Awesome Board Member:
William "Bill" Hillberg, Director at Large of Sunset Lakes Homeowners Association
Clayton & McCulloh is proud to present the Most Awesome Board Member Award to Bill Hillberg, Director at Large of Sunset Lakes Homeowners Association. Congratulations, Bill!
Read the full story
Now What Do I Do?
Tips for Central Florida in the Wake of Hurricane Irma
by David Thierer of Clayton & McCulloh
Hurricane Irma was one of the worst storms to hit Florida in a very long time. Now that the power is back on, and clean-up is still under way, many of us are left to recover in many other ways. Not only are people dealing with damage to homes, cars and other personal property, but many of us had felt a large financial impact also.
Many Floridians are dealing with all of the expenses incurred with getting ready for, and the damage in the aftermath of the storm. Generators were purchased, as well as plywood, batteries, water, etc. Food that was in many refrigerators and freezers spoiled when the power went out for days. This all can add up to a lot of money; money that, many times, was not budgeted for.
Luckily there are many governmental agencies that are rendering assistance to help ease the stress of some of these added expenses.
First off, FEMA is a good starting point. Being that Florida was declared a disaster area by the Federal Government, there is money available for recovery. Individual assistance can be applied for at
3362) - you have up to sixty days to apply after the disaster date. They will not pay for spoiled food, but money can be obtained to offset added expense incurred related to the storm; damage to home and personal property, cars, etc. FEMA will respond within 10 days, and if found eligible, funds can be distributed in two to three days.
There have been so many rumors floating around social media that FEMA actually set up a web page to dispel these rumors -
. Some false stories say that you can obtain money for spoiled food, or receive money if your power was out for more than a couple of days.
Disaster Loan Assistance for Businesses, Private Nonprofits, Homeowners, and Renters are also available through the Small Business Administration at
, (800) 659-2955.
The U.S. Army Corps of Engineers also has its "Operation Blue Roof" program - They provide free blue tarp for damaged roofs. Residents in 29 Florida counties are now eligible. The service is free to homeowners of primary residences or permanently occupied rental properties. The roof also has to have less than 50 percent of its framing damaged, so the roof will support the plastic sheeting. Also, the resident of the damaged home has to certify that they will stay in the home. Visit their website at
, or call (888) ROOF-BLU (888-766-3258).
Another resource for assistance from local agencies for things like food, clothing and other services can be found by dialing 211 on your phone. This is a service provided by the United Way.
Oops! What Did They Do To Us This Year?
Join us for a very special event!
Join our attorneys on Thursday, October 19, for a Legal Update created for Board Members and hosted by BCAM (Brevard Community Association Management) at the Holiday Inn Express & Suites at the intersection of I-95 and SR 520 in Cocoa. This class was rescheduled from September 14, due to complications caused by hurricane Irma. Find out what happened in the Legislature and what new laws will affect Associations while enjoying a drink and appetizers. This Legal Update is designed for Board Members. While managers are welcomed with open arms, this class is not being offered for credit. BCAM will be featuring complimentary beer, wine, & appetizers. Bring a donation for the Humane Society and get an extra door prize ticket! As this event is sponsored by BCAM (and not C&M), there is a small fee ($15) to attend this popular event.
Come early and join the casual Round Table Discussion on "Collections - Getting the Job Done!" featuring Jennifer Davis of Clayton & McCulloh. Five minutes of learning about "Getting the Job Done" on collection matters and 55 minutes of questions, answers, and discussion among the attendees. Talk with other communities and learn how they solve these problems.
Here are the times:
Optional Round Table Begins: 4:00 p.m.
Optional Round Table Ends: 5:00 p.m.
Registration for Legal Update: 5:30 p.m.
Bar & Buffet Opens: 5:30 p.m.
Introductions: 6:15 p.m.
Program Begins: 6:30 p.m.
Program Ends: 7:30 p.m.
Questions & Answers begin: 7:30 p.m.
Questions & Answers end: 8:00 p.m.
Closing & Door Prizes: 8:00 p.m.
Individual Questions: 8:10 p.m.
Event Ends: 8:30 p.m.
A very special announcement will be made by BCAM at this meeting. So please join the BCAM Exclusive Partners, and the Attorneys and Public Relations Staff of Clayton & McCulloh, at this very special event.
If you have any questions, please call BCAM at (321) 345-1132
What To Do Until Help Arrives
SERVPRO of South and West Brevard
When facing water damage, it is important to understand what type of water you are dealing with to ensure proper cleanup. There are three types of water: clean water, gray water and black water. Clean water is water from a broken pipe, or other water source; rainwater is also considered clean. The term gray water is used to classify slightly contaminated water. Clean water becomes gray water when it is left untreated. Bacteria and other contaminants begin growing making the water hazardous. Black water is highly contaminated and filled with fungi, bacteria, chemicals and more. Black water is typically caused by sewage damage, flooding or any type of natural disaster. Black water should always be handled by trained professionals. When you have water damage, don't leave your property to chance. Call your local a company who specializes in disaster recovery. Consider the following steps to help minimize damage or prevent further damage while waiting for help to arrive.
Damage from Clean Water:
- Shut off the water source if possible or contact a qualified professional to do so.
- Turn off circuit breakers for wet areas of the building, if access to the power distribution panel is safe from potential electrical shock.
- Remove as much excess water as possible by mopping and blotting.
- Wipe excess water from wood furniture after removing lamps and tabletop items.
- Remove and prop up wet upholstery cushions for even drying.
- Place aluminum foil or wood blocks between furniture legs and wet carpeting.
- Move any paintings, art objects, computers, documents and other materials that are valuable or sensitive to moisture to a safe place.
- Do not enter rooms with standing water, as electrical shock hazards may exist.
- Do not leave books, newspapers, magazines or other colored items on wet carpets or floors as they may cause staining.
- Do not use your household vacuum cleaner to remove water as there is potential for electrical shock or causing damage to the vacuum cleaner.
- Do not use televisions or other appliances while standing on wet carpets or floors.
- Do not turn on ceiling fixtures if ceiling is wet; do not enter rooms where ceilings are sagging from retained water.
Damage from Contaminated Water:
- Avoid all contact with sewage and items contaminated by sewage. Wash your hands thoroughly if you come in contact with contaminated items.
- Do not walk through contaminated areas, as you could spread damage to unaffected areas.
- Do not turn on the HVAC system if there is a possibility of spreading contaminated air.
- Do not use household fans to dry the structure; air flow could spread contaminants.
- Discard any food and/or products for personal hygiene and cleanliness if exposed to the contaminated areas.
For more information please visit
If you have any additional insurance questions or are interested in the service offered by SERVPRO please contact Claudia Proffitt at (321) 777-5131. This article is being presented within our "
Newsletter as part of their sponsorship of our Community Connect Chat Seminars.
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Join Us In Celebrating These Upcoming Birthdays!
Amber Ucci - Manager, Leland Management's DeBary Office - September 1
Holly Flinchum - Manager, Sentry Management's Rockledge Office - September 4
Kristin Renick - Manager, P & R Housing Management - September 7
Van Moore - Manager, Advanced Property Management of Central Florida - September 9
Gregory Buehler - Manager, Leland Management's Clermont Office - September 15
Jon MacCulley - Manager, Sentry Management - September 21
Julia Casano - Manager, World of Homes - September 27
Elizabeth Walsh - Manager, Seaport Master Association - September 30
Mary King - Manager, Sentry Management - October 4
Frayda Morris - President, Central Association Management - October 5
Ayesha Antoine - Manager Leland Management - October 13
Orlando Office: Maitland
The Clayton & McCulloh Building
1065 Maitland Center Commons Blvd.
Maitland, FL 32751
Phone: (407) 875-2655
Fax: (407) 875-3363
Melbourne Office: Suntree/Viera
Baytree Corporate Park
1301 Bedford Drive, Suite 101
Melbourne, FL 32940
Phone: (321) 751-3449
Fax: (321) 751-3450
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