www.RIFCU.org   l      813-621-6661
April 2018
Shop, Finance & Protect

In the Market for a New or Used Car?
If you are, we offer fast and easy loan approvals. We'll even finance your tag and title; and to fit your busy lifestyle, we offer free car buying services. Choose from our self-service online or personal concierge. Our car buying services will help get you behind the wheel without the headaches.

Click Here for more information about our:

Auto Advisor Concierge Service (Free Car Buying Service) 

AutoSMART Online Service  (Search Thousands of Vehicles Online)

Ready to get started? You can apply online 24/7 by 
CLICKING HERE, stop into one of our  9 Branch Locations,   or by phone at (813) 621-6661.

" This is the best credit union EVER! We love the credit union, the staff and all you have to offer. "

 ~ David F., Member since 2004
  
  


Want to voice your opinion? Click here to contact us online or send your comments to:
Railroad & Industrial FCU
Attn: Marketing
3710 N 50th St
Tampa, FL 33619

Another great way to show you care about your credit union is to like us on Facebook, follow us on Twitter and view us on Instagram! Just click the links below:
 
 
             Like me on Facebook         Follow me on Twitter        View on Instagram

Membership Matters
Our volunteer board of directors is interested in hearing from you. When you visit the Membership Matters section on our website, you can respond directly to topics placed on our site by your Board of Directors.  
$500 Scholarship
female_graduates.jpg

RIFCU offers a $500 Scholarship to an active member who is enrolled or enrolling into an accredited higher education program.

Click Here to fill out our scholarship application and for rules and eligibility requirements.
All Aboard Youth Accounts

Our youth program will guide and educate children as they start their financial journey through life and build a strong and sound foundation.
Bring your child into a branch today to start them on the path to saving. With an All Aboard Youth Account they will learn the value of saving.
We offer your children three specific programs: Dollar Dog (Age 0-12), Cha-Ching (Age 13-17) & The Edge (Age 18-25) 
  Click Here to learn more about our programs!
Things To Do in Tampa Bay
April 3rd-30th
father_son_baseball.jpg
April means Spring is here along with beautiful weather, baseball and hundreds of events around Tampa Bay.
With cold weather still in place for many, Tampa Bay is the place to be to get nice and toasty. So, go check out some of the awesome attractions and events going on in April. 
Digital Your Way
 
If you're looking for an account that's easy on your wallet, and helps keep up with your hectic life, we have the account for you!  

You have to keep your money somewhere. So, keep it in a Choice Checking Account with RIFCU. With your account, you have instant access to:


Digital Apps
Digital Transfers

Digital Bill Payment

Digital Deposit

Surcharge Free ATMs

Mobile Apps

Same Day Debit cards

Text Alerts


Click Here to Learn More!
Life Protection For Your Family

Credit union members may now get permanent life insurance, disability insurance and critical illness insurance through a partnership with The Family Security Plan®.

The Family Security Plan® provides cost-effective, convenient ways for members to acquire additional financial security for their families in the event of an unexpected death, disability or critical illness.

The Whole Life Insurance features premiums that never increase, death benefits that never decrease, and a policy that accumulates cash value. Disability Income Protection helps you meet your basic monthly financial commitments should you become injured. And Critical Illness Insurance gives you a one-time cash payout with the diagnosis of a covered critical illness. It also automatically enrolls you in Best Doctors®, a program that connects you to the best medical care when you need it most.

See Lorna Richert, to discuss your insurance needs One-2-One. Call her today at (813) 621-6661, ext. 226 or Click Here to email her.
April 2018 Happenings

graphic-globe-people-sm.gif
APR 7:  World Health Day
APR 17: Tax Day
APR 22: Earth Day
APR 25: Admin Professionals Day
APR 27 : Arbor Day
 
April is Observed as:

National Poetry Month

National Autism Awareness

National Donate Life Month


Birthstone:  Diamond & Crystal

Flower:
 Daisy & Sweet Pea


Mobile Home Loans
If your primary residence is a mobile home, we offer new and used Mobile Home Loans! RIFCU will finance up to 75% of the NADA Retail Value for new or used single or double wide mobile homes up to 15 years of age. Maximum term is 10 years.
For more information or to start the loan process, 
Call or Stop by a Branch Today!

Retirement  Planning
older_couple.jpg

Give your plan an annual checkup! Financial professionals typically recommend that you review your retirement strategy annually and when there is a major life event. 
If you haven't reviewed your plan in the last twelve months, 2018 may be the year to begin your annual review process to ensure your retirement savings are meeting your needs and expectations now and into the future.

Click Here for a List of Things to Consider!!!

Mortgages
Railroad & Industrial Federal Credit Union offers FHA, VA, USDA, Jumbo and out of state financing.

We have the right mortgage options to meet your unique financial situation. The  flexible credit guidelines and requirements we provide allow us to also offer  low down payments .

Learn more about how Railroad & Industrial Federal Credit Union can help you with home ownership by calling
 us today at 813-621-6661
Holiday Schedule


All of our offices will be open for regular business during the month of April.  

2018 Annual Shareholder Meeting
Join us on Thursday, May 24, 2018, for our 
83rd Annual Shareholder Meeting. 
The meeting starts at 5:00pm inside our Main Office located at 3710 N 50th Street in Tampa.
Refreshments will be served and door prizes will be given away to those who attend. We hope to see you there.

Click Here for More Information   
QUICK LINKS:
 


 
Railroad & Industrial  Federal Credit Union
P.O. Box 5125
Tampa, FL 33675-5125

Nationwide: (800) 769-1424

Member Services: (813) 621-6661


 
 

Disclaimer: All content in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

Copyright © 2018 Railroad & Industrial Federal Credit Union.  All Rights Reserved.