|New Moving Forward Connecticut Renters' Guide
Just in time for the busy summer moving season, the Center has released its new statewide version of our
Moving Forward Guide
to help renters
navigate the process of finding a new home in the neighborhood of their choice. The Guide also highlights fair housing tips to help renters recognize and report housing discrimination if they experience it.
Learn more and order your free copy here, or download it in English or Spanish.
Would your organization like to distribute the
Renters' Guide to clients/customers? Email email@example.com or call (860) 856-5496 for free bulk order requests.
D Issues New Guidance on Criminal Background
In April, the U.S. Department of Housing and Urban Development (HUD) issued new guidance aimed at reducing barriers to housing for individuals with criminal records.
Due to the racial disparities of the criminal justice system, blanket policies that ban anyone with a criminal record from housing may be considered discriminatory due to the disparate impact they have on people of color.
to read the new HUD guidance in full, and be sure to check out NPR's
The Center will offer a training on the new guidance at the Connecticut Housing Coalition's Annual Conference on September 22
The Center recently settled a complaint against the property management and real estate group that owns and operates several apartment communities in Stamford's Harbor Point development. The complaint, alleging housing discrimination based on race, was settled for $40,000.
The settlement came after an investigation by the Center found evidence that prospective tenants who were African-American were treated less favorably than prospective white tenants of otherwise similar backgrounds and income.
The Center represented two prospective tenants of the Harbor Point apartments, Tamica McKune and Matthew Notice, in the case. The respondents were Building and Land Technology Corp., Prime Real Estate, LLC, Two Yale & Towne, LLC, Five Yale & Towne, LLC, HPC-Five, LLC, and One Commons Park, LLC. The companies settled without admitting liability.
Read the full press release
coverage in Stamford Advocate here.
|Mortgage Servicers' Failed Technology Hurts Homeowners
The CFPB's findings are consistent with the Center's observations in
with distressed homeowners here in Connecticut.
The report documents numerous violations of federal
mortgage servicing rules due to deficient technology and broken-down processes, including:
- Sending late, incorrect, or deceptive information regarding a loan modification;
- Giving borrowers "the runaround" when their loan is transferred to a new servicer;
- Delaying a permanent loan modification after a borrower has completed a trial plan;
- Making unnecessary or duplicative requests for financial documents in the loss mitigation process;
- Failing to honor in-place loan modifications or trial plans.
These errors, primarily caused by servicers losing critical data when they transfer loans amongst themselves, are magnified by a lack of
proper training, testing, and auditing of their systems. Such mistakes can have dire consequences for borrowers, placing many at risk of foreclosure again through no fault of their own.
|New Additions to the Center
The Center welcomes
as a new Staff Attorney for foreclosure prevention & fair lending. David most recently worked as an Associate at Beckett Law, LLC, managing that firm's foreclosure defense practice, and previously litigated foreclosure and real estate cases in New York.
"I look forward to working with the Center to improve access to financial services for marginalized groups," he says.
David earned his J.D. from Syracuse University College of Law.
The Center is also proud to announce four recent additions to our Board of Directors:
- Barris Malcolm, UConn School of Social Work
- Ann Means, Nonprofit and Business consultant
- Andraya Pulaski, Day Pitney
- Abena Sarpong, Aetna; JD candidate, Western New England University
All bring impressive skills, experience, and passion to the Center. Welcome!