July 2018

Our office will be closed
Wednesday, July 4th
in honor of Independence Day.
We will open again Thursday, July 5th.

All of us at CIA Insurance and Risk Management
wish you and your family a safe and fun holiday!


 Check out these articles from

our business disciplines:  

Wasting Time at Work - Time Lost to Social Media During the American Workweek
Substance misuse can lead to addiction. Gambling can lead to addiction. Even the amount of time you spend working can lead to addictive behaviors in some cases. But what about scrolling through Facebook or checking up on Instagram?

Recent studies have shown excessive social media use exhibits many of the same behavioral cues as smoking or alcohol consumption, including mood swings, social withdrawal, conflict, and relapse.

Even if this doesn't sound like a personal experience, consider this: The average person spends at least two hours every day using social media, adding up to over five years in our lifetime. 
Warm Weather is in the Forecast, Remind Employees About Your Dress Code 
With warmer weather approaching, the time for summer clothing has arrived. While fashion and dress is a way that many people express themselves and their unique personalities, sometimes the workplace is not an appropriate place for certain clothing styles.

Because of this, every employer should put together a carefully drafted dress code policy. This policy should not violate discrimination laws but should clearly define what is considered "appropriate attire for the workplace."
Protecting Your Personal Property - Renting Out Your Home 
You may be considering renting out your home for extra income while you're away for an extended period of time. Though this seems like an ideal solution for families with extra room to spare, it can pose liabilities.

Take some considerations to heart in order to protect your home. 
  Get to know our business clients who make a difference in your community! 
Rental - Sales - Service

Berkley - Brighton - Canton 
Chesterfield - Novi - Rochester Hills

(248) 543-0118

Since 1946, Chet's Rent-All has been serving Contractors and Homeowners across
South-Eastern Michigan. They are a complete tool and equipment rental center for the professionals and the do-it-yourselfers. Chet's is a local, family owned business serving
the communities in which we live and work.

To learn more, contact Chet's Rent-All at: 
 Avoid Getting Unwanted Emails!
Thank you for allowing us to be of service to you. To ensure you get the information you are looking for, we ask that you let us know your areas of interest.
Simply Update
Your Profile below!   

Be informed!
Share our monthly
newsletter with others.

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.