Though you are out of immediate traffic when you pull your vehicle over, this does not mean that you are safe from harm! According to AAA, over 600 pedestrians are killed while on highways in America annually.  Even more staggering is that over 18% of these pedestrians involved in some form of an auto accident were stranded on the side of a road with or in a disabled vehicle. Read More

Who is liable for the damage to my car for an accident that occurred while I was doing the errands in my car for the employer?

Ultimately the one who caused damage to your car is responsible for your damage. If another driver is at fault, then he or she would be responsible, hopefully through his or her insurance company.  If you caused the damage, then you are responsible under the collision portion of your insurance. If you incurred injuries, lost wages, medical bills and other losses and damages during the accident then you will have a claim for these losses against the at fault party's insurance. If this party did not have insurance, then you can make a claim against your own insurance under the uninsured motorist coverage you are required to have. Sometimes the employer's auto policy provides coverage for uninsured motorist even on your vehicle. If it was the company car, then the company will take care of the damages to the car, and likely go after the party who caused the damages to the company car. You will also have a concurrent Workmen's Compensation claim through your employer if you were injured while doing the work of the employer.