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Mortgage ApplicationYour reputation is on the line. You need an FHA lender that won't let you down.
FHA lenders are only as good as their DE underwriters. That is where Pinnacle Capital Mortgage has the advantage.
We simply have some of the best DE underwriters in California working in our Concord and Irvine locations. Thirteen experienced DE underwriters and counting!
We offer Standard FHA, High Balance FHA, EEMs, HUD REO $100 Down and FHA Good Neighbor Next Door.
Please take a look at our wonderwriters by visiting our Operations Staff photos.
You may know a few of them!  
FHA: Swiss Army Knife of Qualifying                   Swiss Army Knife


Down Payment of 3.5%

Up to 85% cash out refinance

All funds may come from gift

Seller can pay up to 6% toward all closing costs

Non-Occupant Co-Borrowers are allowed with true blended ratios

No Cash reserves

Credit Leniency

Streamline Refis

Finance Up Front MIP in loan amount

Account Executives
Beth Reno breno@pcmloan.com 925.858.5668
Carol Commiskey ccommiskey@pcmloan.com 925.997.5575 
Cassie Quinn cquinn@pcmloan.com 408.506.3749
Chip Mamiya cmamiya@pcmloan.com 310.722.8733   
Conrad Tan ctan@pcmloan.com 408.334.9836  
Greg Woolsey gwoolsey@pcmloan.com 805.732.5258
Holly Chase hchase@pcmloan.com 949.683.9002
Kristen Jerger kjerger@pcmloan.com 760.602.9555   
Lisa Lariccia llariccia@pcmloan.com 619.754.5874
Lynne Gonzales lgonzales@pcmloan.com 949.338.5390 
Phil Aguillon   paguillon@pcmloan.com    408.701.7714  
Reina Martinez rmartinez@pcmloan.com 626.590.0246


VP/ Regional Sales Manager
Terri Buckman   tbuckman@pcmloan.com  925.822.5931


RVP/Regional Manager
Shelley Thurlow  sthurlow@pcmloan.com   925.822.5287

� 2010 Pinnacle Capital Mortgage    Equal Housing Lender | NMLS 81395 | WA CL-81395 | AZ BK-0115651

Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.


Equal Housing