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July 2016

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Ontario's New Auto Insurance Rates Are Aimed at Fighting Fraud and Stabilizing Fees

To offset the costs of higher than average levels of fraud and motor vehicle traffic across the province, the Ontario government has introduced measures designed to stabilize auto insurance rates.

This means you have more options for managing your coverage while protecting your lifestyle.

Download Ontario Auto Insurance Customized >
Types of Auto Insurance Coverage

If you own a vehicle in Ontario, at a minimum you're required by law to purchase the following coverage in case an accident occurs:
  • third party liability
  • accident benefits
  • direct compensation property damage
  • uninsured automobile
As of June 2016, while accident benefits coverage have decreased, you now have the option to increase limits and purchase additional coverage to protect your lifestyle.

Factors That Determine Your Auto Insurance Rate

The following variables are used by insurers to determine your auto insurance rate in Ontario:
  • your driving experience
  • your driving record
  • your age and gender
  • where you drive
  • the type of vehicle you drive
  • how you use your vehicle
  • how much coverage you need
These new changes don't affect your current auto insurance coverage. At renewal time, ask us about buying-up to retain your current levels of protection.
Affordable Lifetime Protection

Manulife's Flexcare offers gap protection for routine and unexpected medical and dental care not covered by your government health care plan. Ask Paul Kramer how you can ensure affordable lifetime coverage for you and your family.
EGM iCompanion Mobile App

Our new android and iPhone Mobile App means you have direct access to your EGM Insurance broker with the touch of a screen, including:

  1. Contact My Insurance Broker
  2. Report an Accident
  3. Report a Property Claim
  4. Simple Home Inventory
EGM Insurance
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