Banking Solutions From People You Trust.

Savings Made Smart, Earnings Made Easy.

Introducing our SmartMoney Certificate of Deposit


1.41% APY* for 21 Months!
$5,000 Minimum

Save smart and earn easy with this limited-time Certificate of Deposit Special. With a low, opening balance and no maximum limit, our 21 Month SmartMoney CD is perfect for individual savers and businesses.


Give us a call or stop by one of our offices to start earning more money today!


*Annual percentage yield effective 10/1/2017, subject to change. Requires $5,000 minimum to open - at least $5,000 of the total deposit must be new money not currently on deposit with F&M Bank. Available to consumer, commercial, and IRA accounts. Interest is compounded and credit annually. This CD automatically renews into a 24-month term. Early withdrawal penalty is 12 months interest and may reduce principal.
WHAT'S NEW AT F&M BANK?
Money Matters with F&M Bank

F&M Bank has recently partnered with Lynxx 24 to offer you a monthly segment, Money Matters. In this segment, we will discuss ways to protect your finances, save money, save time, and more!

Check out our two most recent episodes!


Above: Marketing Director, Rebecca Giroux, discusses National Disaster related scams and ways to protect yourself. She also briefly touches on the recent Equifax breach.

Left: Mortgage Lender, Jeff Williams, provides prospective home buyers with 5 helpful tips to consider prior to purchasing a home.
Your Trusted Investment Team is Ready to Help You.

F&M Bank, as part of our service commitment to our customers, is proud to be partnered with Carlson Advisors, a financial advisory practice of Ameriprise Financial Services, Inc.*

As a valued client, you now have access to an Ameriprise advisor who can help you plan to build a more confident financial future. 

Areas of Expertise:
Financial Planning
Retirement Planning Strategies
Estate Planning
Wealth Preservation Strategies
Insurance
Charitable Giving Strategies
Investments

To learn more contact:
Rick Carlson, Financial Advisor
Martha Klatt, Financial Advisor


Visit their website for more information:  Carlson Advisors

*Not federally insured. No financial institution guarantee. May lose value. Ameriprise financial and the financial institution are not affiliated. Ameriprise financial and its affiliates do not offer tax or legal advice. Investment advisory products and services are made available through Ameriprise financial Services, Inc, a registered investment advisor. Ameriprise Financial Services, Inc. Member FINRA and SIPC.  
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A Special Thanks To Our Veterans

In honor of Veteran's Day, F&M Bank would like to take a moment to thank all of our Veterans.

To the brave men and women who have fought for this country, we thank you for your courage and selflessness. You are the true American heroes.
Could Refinancing Help Save You Money?
If you have had your mortgage loan for over 5 years, now is the perfect time to check on current mortgage rates with the help of F&M Bank.

If your existing rate is higher than current market rates, a refinance might help you save money.

We would love to help you! Click below to get started.
Homecoming 2017

F&M Bank has always been a supporter of Tomah Athletics. We got a little festive at our Main Branch for the 2017 Tomah Timberwolves Homecoming. We were excited to accept the 3rd place plaque for our window decorating. Go Tomah!
F&M Bank Frisbees In Uganda
Sometimes we come across images that make our hearts smile.
F&M Bank recently sent several F&M frisbees with Rose Berry for her trip to Uganda. As you can see, the children really enjoyed them.
Be thankful for what you have and take joy in the little things in life. We hope these pictures made you smile like they did us.

COMMUNITY INVOLVEMENT
F&M is passionate about serving our communities! 
PowerBreakfast Seminar: Social Media Marketing
F&M Bank held our 2nd PowerBreakfast Seminar in early September. We had a wonderful turnout, with 23 business owners in attendance.
Our guest speaker, Sarah Arendt-Beyer, presented helpful information about Social Media Marketing.

Here is what some of the attendees has to say: 
"Very up to date information."
"Sarah is a wonderful presenter and a knowledgeable professional. Thank you for bringing her in! It reassured me I'm on the right track as well as gave me some new ideas to try out!"
"Sarah did a great job! Thank you F&M Bank for the invite- Very informative."
"Very informative. Appreciated all of the content, Thank you!"

Thanks to all that attended! Make sure to like our Facebook page and our LinkedIn page for future seminars and events.
2017 Freedom Honor Flight
For the second year in a row, President and CEO Pete Reichardt was able to go on the September Freedom Honor Flight as a volunteer. Pete, along with his Veteran Gordon, had a busy day. With the flight leaving La Crosse around 5 in the morning, it was definitely a long, but amazing day. Pete and Gordon were able to see all of the special memorials dedicated to those who have served our country. Read about Gordon's experience here.
 
F&M Bank Congratulates
Nicole Ambort-Cram!


F&M Bank s is excited to announce, after months of training and studying, Nicole Ambort-Cram is an Accredited ACH Professional (AAP).


The Accredited ACH Professional (AAP) certification is awarded by NACHA by passing a very in-dept and difficult test. Nicole began taking classes through WACHA (our regional ACH assocation) and studying for the certification in March of this year. This certification will assist Nicole in her role as our Electronic Banking Specialist.

Please join us in congratulating Nicole on her accomplishment! We are very proud of her.

Nicole (center) is pictured with Pete Reichardt, President and CEO and her supervisor Robin Pierce, VP of Compliance and Operations.
Laurie Brown Graduates From Personal Banker School!


Please join us as we congratulate Laurie Brown on her recent graduation from WBA Personal Banker School.

Laurie Brown, Relationship Banker, received her successful completion from the Personal Banker School which was held October 17-18, 2017 in Wisconsin Dells. Sponsored by the Wisconsin Bankers Association (WBA), the curriculum is designed to provide bankers with the skills they need to better serve the needs of their customers by increasing their product knowledge and providing exceptional customer service. The faculty is comprised of bankers who are considered authorities in their respective fields. Congratulations Laurie!
Laurie Brown is able to assist customers in opening deposit accounts and other account related items. You can find Laurie in our Main Branch. She would be happy to assist you with your new or existing accounts!


Laurie (Center) is pictured with Pete Reichardt, President and CEO and her supervisor Rick Sorenson, VP of Relationship Banking.
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