ePioneer                                                                                                             SPRING 2016
letter A LETTER FROM THE PRESIDENT
(Pictured Left to Right : Lisa Anderson, Adrielle Arts, Evan Effertz, and Carla Crabb)
  

Greetings to you all : 

 

It is especially fun to write the newsletter this quarter. It marks one of our first official acts of spring, but more importantly, provides an opportunity to introduce three new Pioneer Bank employees and to announce a promotion.


 

We are pleased to welcome Lisa Anderson, Evan Effertz, and Adrielle Arts to our team. Lisa is our Loan Production Executive Assistant. She brings her strong accounting background and degree to our team and we are glad she is here! Evan, a teller at the Gordy's Market Branch, is a Ladysmith High School graduate and has been a great addition to our team. We also welcome Adrielle Arts back to town and to our bank. Adrielle is a Ladysmith High School and CVTC graduate and an experienced head teller. We welcome her as a Universal Banker, which really means that she can help you with most account and online banking related questions and looks forward to working with you!


 

We are very happy to also recognize Carla Crabb as our Operations Executive Assistant. Carla is an experienced teller and bookkeeper and served in a lead role in our recent data processing conversion. She was also recognized as our 2015 employee of the year. Thanks Carla!


 

We invite you to stop in and meet Lisa, Evan, and Adrielle. They, together with the rest of the Pioneer Bank team, thank you for the opportunity to be your bank.


 

Sincerely,

 

James E. Loe
President
NEW YEAR NEW SCHOOL SUPPLIES PROGRAM
Pictured : Judy Lorin from Ladysmith Elementary School and Lisa Anderson from Pioneer Bank of Wisconsin

Pioneer Bank of Wisconsin has a program called New Year New School Supplies. At the beginning of the new calendar year the bank chooses a school to donate notebooks, folders, rulers, pens, and pencils. This year Lisa Anderson from Pioneer Bank of Wisconsin made the presentation to Judy Lorin at Ladysmith Elementary School.

 

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FINANCIAL SPRING CLEANING
4 Essential Tasks for Financial Spring Cleaning

The weather seems to finally be warming up, which means it's time for spring cleaning! In addition to airing out the house, cleaning out the basement or garage, and washing the drapes, be sure to give your personal finances a spring cleaning, too. Here are four essential tasks to add to your spring cleaning to-do list:

Sort Paperwork  :
Go through all of the paper files and receipts you've saved over the past year and place everything into either the "File/Save" or "Toss/Shred" pile. Items that should be shredded include ATM receipts, bank deposit receipts and credit card statements, once the accounts are current. 

Cash in Rewards :
When you were sorting your paperwork, take note of any unused credit card points, airline frequent flyer miles, store credits, loyalty club memberships, etc. Schedule when you'll need to use these benefits by before you lose them. If you're currently paying a fee to participate in these programs (such as an annual fee for a credit card) do the math to figure out if the reward outweighs the fee. If it doesn't, consider dropping the program.

Reassess Savings  :
Once you've organized all your paperwork, take stock of your monthly budget. How much are you saving each month? What are you saving for? Spring (aka tax season) is a good time to annually reassess where your money is going and determine if you're on track to meet your financial goals.

Update Beneficiaries :
Look back at insurance and retirement account policies to make sure the beneficiaries are current. If your marital status recently changed or you experienced the loss of a spouse or child it is especially important to update your beneficiary information. Make sure the money will go where you want it to go if it gets distributed today, not where you wanted it to go when you first signed the policy.

No matter what areas of your personal finances need a little dusting off, taking a little extra time this spring to work on your money issues will make budgeting throughout the rest of the year much easier. 
We're On Facebook!
Check Us Out!

Pioneer Bank of Wisconsin is on Facebook!

The Pioneer Bank of Wisconsin's Facebook page is a great way for the community to see what we've been up to! We like to inform our customers of any upcoming events and new things we have been working on!
Look for our new billboard welcoming you home !! Located on Hwy 8 between Bruce and Ladysmith. A friendly reminder that we have two locations offering full service banking, including mortgage loans. Stop by to see Theresa at the branch or Cheryl at the main bank for your mortgage lending needs.
events PIONEER BANK: UPCOMING EVENTS

Annual Farm, Home, Garden, and Sport Show

Saturday March 19th 9:00 am - 2:30 pm |  Ladysmith High School
 

Join our staff from the Pioneer Bank of Wisconsin at the annual home and garden show where we will have a booth for you to stop at and receive information about the Pioneer Bank of Wisconsin, and ask any questions you may have. We look forward to seeing you there!

Annual Chmielewski Polka Fest 

Saturday May 19th 11:30 am - 8:15 pm | Grand Casino Hinckley, MN
 

Enjoy a Senior Momentum bus trip to the Grand Casino in Hinckley, MN for great music and performances from Eddie Korosa Jr, Karls Country Dutchman and many more.


 

11:30 am departure time from the Pioneer Bank of Wisconsin for Grand Casino Hinkley, MN.

2:00 pm arrive at the casino 2:00-8:15 pm performances 

8:15 pm depart for Ladysmith after the final performance

10:45 pm return to Pioneer Bank of Wisconsin
Please call 715-532-5551 for more details and to reserve a spot!

GOOD FRIDAY 
WE WILL BE CLOSING AT NOON
FRIDAY, MARCH 25, 2016
(BRANCH OPEN REGULAR HOURS)
MEMORIAL DAY
WE WILL BE CLOSED
MONDAY, MAY 30, 2016

.................................

Main Office

200 Miner Avenue West
P.O. Box 169
Ladysmith, WI 54848

 

715.532.5551

715.532.3728 FAX

 

Monday - Thursday

Lobby  |  8:30 - 4:00

Drive Up  |  8:30 - 5:00


Friday

Lobby  |  8:30 - 4:30

Drive Up  |  8:30 - 5:00

 

Saturday

Drive Up   |  8:30 - 12:00
  

.................................

Branch

400 W 9th Street North 
P.O. Box 169
Ladysmith, WI 54848

 

715.532.9949

715.532.9946 FAX

 

Monday - Friday

10:00 - 6:00


Saturday

8:00 - 1:00
CLOSING AT NOON 
GOOD FRIDAY 
(BRANCH OPEN REGULAR HOURS)

CLOSED
MEMORIAL DAY
     
Pioneer Bank of Wisconsin | 200 W Miner Ave | Ladysmith, WI 54848 | 715.532.5551