AN INDEPENDENT RISK MANAGEMENT COMPANY 

FRM Group Insurance and Financial Services


July 2025 Newsletter

πŸŽ† Happy 4th of July from All of Us at

FRM Group Insurance and Financial Services!

ο»Ώ

As we celebrate our nation’s independence, we wish you a joyful and safe holiday with friends and family. Whether you're enjoying fireworks, grilling in the backyard, or boating on the lake β€” we’re honored to be your trusted insurance provider all year long.

Stay safe and enjoy the festivities! πŸ‡ΊπŸ‡ΈπŸŽ‡

πŸš— Spotlight: Summer Safety & Resources from Plymouth Rock Assurance

Plymouth Rock Assurance offers more than just coverage

ο»Ώthey’re committed to your peace of mind and summer safety.

Here's what they offer for their policyholders this season:


β˜” Driving Through

Summer Storms


They provide practical tips on avoiding hydroplaning, watching for hidden potholes under puddles, and knowing when it’s safest to pull over.


🐾 Pet Safety


Traveling with your furry family?

ο»ΏPlymouth Rock shares advice on keeping pets safe in heat, during storms, and offers pet insurance options to protect them year-round.
β€Š

πŸŒ€ Hurricane Preparedness


Access storm checklists, emergency supply guides, and family evacuation planning tools right through your policy portal.


πŸš• "Get Home Safe" Program


Had a long day or out celebrating? Plymouth Rock offers a free taxi ride (up to $50) if you're unable to drive due to drowsiness, distraction, or impairment.

ο»Ώ

πŸ’° Safe Driver Discounts


Take advantage of Plymouth Rock’s YUBI and Road Rewards programs for good driving habits and score discounts on your auto policy.


Want to learn more?


Give us a call or stop by, we’ll walk you through all your policy perks.

πŸ“ž 570-421-7447

🌊 Flood Insurance: Don’t Wait for a Rainy Day

If the weather lately has taught us anything, it’s that flooding can happen anywhere even outside of high-risk areas. Extended rain, overflowing rivers, and unexpected storms are becoming more common across the U.S.

Here’s why flood insurance matters:


βœ… Flooding is the #1 natural disaster in the U.S.

βœ… Standard homeowners insurance does NOT cover flood damage

βœ… Flood insurance covers your home AND contents

βœ… Policies are available for primary residences, rentals, and

commercial properties


As an independent agency, we proudly work with a range of flood insurance carriers to get you the best possible protection and pricing.


πŸ“ž Schedule your flood insurance review today

before the next storm arrives!

Stay Covered This Summer

As you enjoy summer travels, waterparks, road trips, and backyard fun β€” let us help you ensure your coverage is just as ready as you are. From flood protection to boating and auto insurance, FRM Group is here to review your policies and update your needs for the season.


Book an appointment with our team today!

πŸ“ž Call us: 570-421-7447 for Stacy

πŸ“ž Call us: 610-377-4382 for Ronnie


ο»Ώ Have a safe, fun-filled July β€” and thank you for trusting

FRM Group Insurance and Financial Services to protect what matters most!

Stacy J. Ferguson

Account Manager,

Personal Lines

StacyF@FRMinsurancegroup.com

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Ronalyn D. Birnbaum

Managing Agent,

Commercial/Personal Lines

RonnieB@FRMinsurancegroup.com

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24/7 Service, On Your Schedule!


Life is busy, and we get that! That’s why FRM Group Insurance and Financial Services offers 24/7 service availability, so you can reach us when it works for you even if it’s late at night or early in the morning!


βœ”οΈ Need a quote?

βœ”οΈ Have questions about your policy?

βœ”οΈ Filing a claim?

We’re hereβ€”anytime, anywhere. Your time matters to us.

#AlwaysHereForYou #ThinkFraileyFirst
Get a Quote! 24/7

πŸŽ‡ Where to Watch 4th of July

ο»ΏFireworks in the Poconos & Lehighton

Looking for the perfect spot to catch the show this year?

Here are some great local events near you:


πŸŽ† Lehighton 4th of July Fireworks

πŸ“ Hosted by: Lehighton Downtown Initiative

πŸ“… July 4, 2025 | πŸ•€ 9:30 PM | πŸ’΅ FREE


πŸŽ† Shawnee Mountain Fireworks

πŸ“ East Stroudsburg, PA

πŸ“… Thursday, July 3 | πŸ•” Gates open at 5:30 PM, show at dusk

πŸ’΅ $20/car (donation to Shawnee Vol. Fire Co.)

Enjoy food trucks, a DJ, and mountain views under the stars.


πŸŽ† Lake Wallenpaupack Fireworks

πŸ“ Hawley, PA

πŸ“… Friday, July 4 | πŸ•“ Dusk

πŸ’΅ FREE | Rain Date: July 5

Listen to patriotic music on Classic Hits 105.3 as the

ο»Ώfireworks reflect across the lake.


πŸŽ† Camelbeach Outdoor Waterpark

πŸ“ Tannersville, PA

πŸ“… Friday, July 4 | πŸ•’ 7:30 PM–11 PM

πŸ’΅ $12/car (supports local fire company)

Includes live music, food, Ducky Derby for the

American Cancer Society, and special guests.


πŸŽ† Skytop Lodge

πŸ“ Skytop, PA

πŸ“… Saturday, July 5 | πŸ•“ Dusk

πŸ’΅ $10/car for non-resort guests until 8:45 PM

Features live entertainment, food vendors,

and a VIP dinner experience for resort guests.

Take your agent with you!

FRM Group Insurance and Financial Services is licensed in Pennsylvania,

Alabama, California, Delaware, Florida, Georgia, Indiana, Kansas, Maryland,

New Jersey, New York, North Carolina, Ohio, South Carolina, Tennessee, Texas


#poconoinsurance #FraileyCoversYourHome #FraileyHablamosEspanol #carboncountyinsurance #lehightoninsurance #jimthorpeinsurance

#weprotectwhatmattersmost #thinkfraileyfirst #takeyouragentwithyou

#askmeaboutmyicon
Get a Quote! 24/7
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FRM Group Insurance and Financial Services

1286 N Ninth Street, Stroudsburg , PA 18360

One Bethlehem Plaza Suite 902, Bethlehem, PA 18018

445 Coal St, Lehighton, PA 18235

FRM Group Insurance and Financial Services | 1286 N Ninth Street | Stroudsburg , PA 18360 US

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