AN INDEPENDENT RISK MANAGEMENT COMPANY

Happy Mother's Day

from FRM Group Insurance!

To all the amazing moms, grandmothers, and mother figures who inspire, protect, and nurture every day — we celebrate you!

Thank you for all that you do. Wishing you a day filled with love, laughter, and well-deserved appreciation.

Happy Mother’s Day!

🛠️ FRM Group Insurance & Financial Services

May 2025 Newsletter

👷‍♂️ Putting You First — Always

At FRM Group Insurance, putting YOU first means going above and beyond for all those who depend on us — our clients, their businesses, their families, and their futures.

We’re proud to stand beside hardworking contractors and skilled tradespeople, providing the right insurance coverage so you can build, create, and grow your business with confidence.

If you work in one of these industries, we have you covered:

Carpentry
Drywall
Painting
Electrician
Plumbing
Cabinet Makers / Installers
Landscaping
Masonry
Heating and Air Conditioning

🔍 Coverage Highlights for Contractors

When you run a contracting business, protection is everything — for your equipment, your projects, and your peace of mind. Here's how we can help:

🛡️ General Liability

Protects against claims of bodily injury, property damage, and personal or advertising injury arising from your operations.

🏢 Commercial Property

Safeguards the place where you do business and the tools, supplies, and inventory that keep your work moving.

💵 Business Income

Covers lost income if you can't operate due to a covered property loss — helping you keep your business afloat even when disaster strikes.

🔧 Tools & Equipment

Your tools are essential. We offer coverage to replace or repair them if they’re damaged or stolen, so you’re never left without the equipment you rely on.

✨ Optional Coverages to Enhance Your Protection

Blanket Additional Insured
Scheduled or Blanket Equipment Coverage
Property of Others
Installation Floater
Money & Securities Coverage

We also offer bundled options through our Toolbox and Toolchest package endorsements — giving you comprehensive protection at a discounted price! 🛠️

📢 Is Your Business Properly Covered?

Don’t wait until an accident, theft, or storm reminds you why insurance matters.

Let’s make sure your business is ready for whatever comes next.

Our team at FRM Group understands the unique needs of contractors and small businesses — and we're here to customize a policy that fits your world.

✅ Personalized service

✅ Local expertise

✅ Fast quotes and easy claims

📞 Call us today at 570-421-7447

Thank you for trusting FRM Group Insurance to protect what matters most.

Here's to building a stronger, safer future — together.

#WeProtectWhatMattersMost #ContractorInsurance #ThinkFraileyFirst #FRMGroup #MayNewsletter

Don’t Forget to Schedule Your Insurance Review!

As we head into spring, now is the perfect time to review your policies and ensure you’re fully protected.

Book an appointment with our team today!

📞 Call us: 570-421-7447 for Jonathan

📞 Call us: 610-377-4382 for Ronnie

🔹 FRM Group Insurance – Protecting What Matters Most.

Stacy J. Ferguson

Account Manager,

Personal Lines

StacyF@FRMinsurancegroup.com

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Ronalyn D. Birnbaum

Managing Agent,

Commercial/Personal Lines

RonnieB@FRMinsurancegroup.com

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Birthdays, Anniversaries, Happenings

in the Offices

May Birthdays'

Help us Celebrate!

Stacy Ferguson, May 5th

Michael Frailey, May 7th

Larry Markley, May 27th

24/7 Service, On Your Schedule!

Life is busy, and we get that! That’s why FRM Group Insurance offers 24/7 service availability, so you can reach us when it works for you—even if it’s late at night or early in the morning!

✔️ Need a quote?

✔️ Have questions about your policy?

✔️ Filing a claim?

We’re here—anytime, anywhere. Your time matters to us.

#AlwaysHereForYou #ThinkFraileyFirst