ACA Premiums May Rise Again in 2027 | |
How much and why ACA Marketplace premiums are going up in 2027 - Peterson-KFF Health System Tracker | For 2027, across 77 insurers participating in the ACA Marketplaces from the 16 states and DC, the median proposed premium increase is 14%. | | |
💡 Health Insurance Fun Fact of the Month
Our health plan options allow enrollment throughout the year—you may not have to wait for the annual Open Enrollment Period. Association health plans offer monthly enrollment opportunities for eligible individuals, families, 1099 workers and employer groups.
Eligibility, availability, underwriting and coverage terms vary by plan and state.
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How Ford Insurance Group Can Help
Explore Association Health Plan Options
Ford Insurance Group offers association-based health plan options that may provide an alternative for eligible:
- Individuals and families
- Self-employed professionals and 1099 contractors
- Small businesses and employer groups
- Organizations with employees in multiple states
Depending on eligibility and availability, plans feature nationwide PPO networks such as Cigna, PHCS MultiPlan, First Health and Anthem. Benefits, underwriting requirements, network access and plan availability vary. We also offer guaranteed issued MEC plans.
Don’t Wait Until Annual Open Enrollment
We accept applications throughout the year, allowing eligible applicants to explore coverage without waiting for the annual ACA Open Enrollment Period.
Let Us Review Your Options
Before accepting a large premium increase, let Ford Insurance Group compare your current coverage with available ACA and association plan options.
Call: 704-970-0679
Visit: fordinsurancegroup.com
Schedule a consultation: Book an appointment
Association plans are not necessarily ACA-compliant and may include eligibility requirements, medical underwriting, exclusions or benefit limitations. Coverage is subject to plan terms and approval.
| | More Than Healthcare: FIG Personal Benefit Bundles | | |
Support your health, wellness and everyday life with an affordable FIG Personal Benefit Bundle. Members can access valuable services in one convenient program, including:
- Virtual medical care
- Behavioral and mental health support
- Prescription savings
- Pet telehealth services
- Additional wellness and lifestyle benefits
These bundles are ideal for individuals, families, independent contractors and groups seeking greater access to convenient, cost-conscious benefits.
Explore FIG Personal Benefit Bundles and enroll today
FIG Personal Benefit Bundles are supplemental membership programs and are not a substitute for comprehensive health insurance. Benefits and availability may vary.
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Business Owners & Executives You’re Invited:
Stronger Businesses — Benefits, HR & Executive Strategies Event
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Join Ford Insurance Group & One Digital for an exclusive Small Business and Executive Lunch & Learn designed for business owners, executives and office managers.
Tuesday, August 11, 2026
11:30 a.m.–1:30 p.m.
Regus Building
6100 Fairview Road, Charlotte, NC 28210
Training Room- 2nd Floor/ Free Parking
Learn practical strategies for:
- Nationwide employee health benefit solutions
- HR compliance and outsourcing resources
- Attracting and retaining valuable employees
- Executive bonus and retirement planning
- Legally reducing business and personal taxes and more
Lunch will be provided. Seating is limited, so register asap!
Already offer or enrolled in our health plans? You’re still invited! Join us to explore additional business solutions—including HR compliance and outsourcing resources, executive benefit strategies, retirement planning, and tax-saving opportunities—that may help strengthen and grow your company.
Register for Stronger Businesses | Meet the Presenters
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Agents: Expand Your Portfolio in All 50 States!
FIG Health gives agents, brokers and referral partners additional ways to serve clients and grow their businesses—without an insurance license. These non-insurance solutions are available for promotion nationwide:
- FIG Personal Benefit Bundles: Virtual care, behavioral health support, prescription savings and additional wellness benefits.
- GLP-1 Weight-Loss Program: Convenient access to telehealth-based medical weight-management support for eligible participants.
- Capital Rx Advantage Discount Card: Helps individuals and families save on eligible prescription medications at participating pharmacies.
Each solution can be offered separately or paired with virtually any major medical plan to help clients address healthcare needs that their primary insurance may not fully cover. They can also provide added value for individuals, families, independent contractors, employer groups and association members.
Why add FIG Health products to your portfolio?
- Available to promote in all 50 states
- No insurance license required
- Can be used independently or alongside major medical coverage
- Helps clients manage healthcare and prescription expenses
- Creates additional client engagement and revenue opportunities
Ready to get started? Contact FIG Health to learn how to become an agent or referral partner.
These programs are not health insurance and do not replace comprehensive major medical coverage. GLP-1 treatment is subject to medical eligibility and provider approval. Prescription savings vary by medication and participating pharmacy. Availability and promotional requirements may be subject to applicable laws and program terms.
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⚠️ Important Notice for Current and New Members
If you are utilizing the Capital Advantage Rx Prescription Discount Card - please verify that you are using the correct Group ID when accessing the Capital Rx mobile app or presenting your discount card at participating pharmacies.
Group ID (RXGRP): CRA68- you can also visit the website and have the card text, emailed or printed directly from the site! https://capitalrxadvantage.com/68
Using the correct Group ID ensures you receive the maximum available prescription savings and seamless access to your pharmacy discounts.
If you have questions about your prescription benefits or need assistance accessing your card, please contact Ford Insurance Group for support.
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Protect Your Furry Family Members This Summer
Summer is the perfect time for outdoor adventures with our four-legged companions, but it's also a great reminder that unexpected accidents and illnesses can happen when you least expect them. That's why Peppi's Paws is proud to offer access to affordable pet insurance solutions that can help protect both your pet's health and your wallet from unexpected veterinary expenses.
Why Consider Pet Insurance?
✔ Help offset the cost of unexpected accidents and illnesses
✔ Financial protection against costly emergency veterinary visits
✔ Greater peace of mind for pet parents
✔ Coverage options to fit a variety of budgets and needs
10% discount on quote visiting our site or enter Code: Peppi
🐶 Visit: PeppisPaws.com/Pet-Insurance
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Is Pet Insurance Worth It?
Unexpected accidents, illnesses and emergency veterinary care can quickly become expensive. Pet insurance may help protect your budget while allowing you to focus on getting your furry family member the care they need.
Our latest Peppi’s Paws blog explains:
- What pet insurance may cover
- Important exclusions and waiting periods
- Why enrolling while your pet is young and healthy can matter
- How to decide whether coverage fits your family and budget
Read Full Blog Here!
Visit Peppi's Paws for more pet resources, products, and savings opportunities for pet-loving families.
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🐾 Pet Health Fun Fact
Dogs and cats can become dehydrated quickly during hot summer weather—even when water is available! Keep fresh, cool water accessible, limit outdoor activity during peak afternoon heat and check pavement with your hand before walks. If it’s too hot for your hand, it’s too hot for their paws.
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💬 We’re Here to Help
Whether you're reviewing your own coverage, helping a client, or preparing for 2026-2027, Ford Insurance Group is here to support you every step of the way.
📞 Call: 704.970.0679
🌐 Visit: FordInsuranceGroup.com
📧 Email: Emilia@FordInsuranceGroup.com
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Ford Insurance Group supports individuals, business owners, and 1099 professionals with far more than affordable, high-quality health plans. In addition to offering flexible, non-Marketplace coverage options, we provide payroll services, HR compliance support, and a full suite of Renter’s, Home, Auto, and Business insurance solutions.
With Ford Insurance Group, you get more choice, more protection, and more value — all from one trusted partner dedicated to simplifying your coverage and supporting your success.
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