🎆 July 2025 Estate Planning eNews 🇺🇸

Planning Ahead, Protecting Your Legacy

Happy Independence Day!

As we move into the heart of summer, it’s a great time to check in on your estate planning goals. In this month’s newsletter, we’re highlighting two timely and important topics:

Leaving More Than Memories: Why Your Frequent Flyer Miles Should Be in Your Estate Plan. Loyalty points and travel rewards can carry surprising value. Learn how to include these digital assets in your planning to ensure they don’t go to waste.

Trump-Era Bill Would Lock in $15 Million Estate Tax Exemption — What It Means for Your Estate Plan. With proposed legislation that could permanently extend today’s historically high estate tax exemption, it’s more important than ever to understand how changes in the law might impact your legacy.

From all of us at Botti & Morison, we wish you a safe 4th of July and a relaxing summer. As always, we’re here to help you and your loved ones plan with confidence.

The Botti & Morison Team

and securing your family's future!

Featured Blogs

Leaving More Than Memories: Why Your Frequent Flyer Miles Should Be in Your Estate Plan

Most airline and credit‑card reward programs close the account of a deceased member and reclaim the miles. While some airlines make exceptions on a case-by-case basis, their terms and conditions generally state that points aren't transferable by inheritance.

• United, JetBlue, Frontier: Offer family pooling options that may allow loved ones to use shared miles, but only if the account remains open.

• American Airlines, JetBlue: May permit post-death transfers under strict documentation—often including a death certificate, proof of executor authority, and possibly a waiting period.

• Southwest: Explicitly prohibits inheritance. When a member passes away, the account is closed, and the miles are forfeited.