OCTOBER 2021 | ISSUE 142
Here's the Latest

For those of you who closely follow the local real estate market, we just wanted to keep you up to date on the real estate market for Gulf Front, Gulf View, and other foreclosures in our area that you can always find on our website. Click the links below to view our updated list of foreclosures. Not looking for a foreclosure? Feel free to create a customized search, or browse our site to view all properties that are currently on the market.

Homeowner's Insurance Cost Hacks

Just like literally everything these days, homeowner’s insurance continues to rise exponentially. The good news is that you could reduce this cost by taking some proactive measures. While discounts will vary (location, age, size, etc), it is worth your time to investigate.

You ask, HOW? Check out these recommendations:

A security system could make you eligible for a reduction—in some cases as much at 10%. In fact, if your property is near a fire station or hydrant, you could qualify for a discount.

If you have updated your property, you could receive a discount. Reroofing, new windows, new electrical system are all improvements that could impact your homeowner’s insurance cost.

Is your home a LEED-Certified green home? LEED is an acronym for Leadership in Energy and Environmental Design and is the most widely used green building rating system in the world. Some insurance companies will offer as much as a 10% discount for this.

Bundling your home, car, boat, etc with the same company will offer a reduction. In some cases companies offer as much as 12% off.

Installing hurricane shutters and impact glass to minimize disaster damage could also provide discounts. A water sensor to detect leaks could also.

If you have not made any claims in a few years, ask for the claims-free credit.

Don’t forget to shop your insurance policy. Some companies offer better deals. Just do a little due diligence.  

🍁 Fall is in the air. We hope your fall is absolutely wonderful! 🍁
Beautifully designed home in Forest Lakes on 30A!

With two master suites – one on each level – and two additional bedroom suites, this inviting home has ample room for the whole family and makes for a fantastic vacation home or primary residence. The living room, dining area, and kitchen all flow together making for a great gathering place. A private porch with a large couch swing – a lovely place to sip your morning coffee or settle in with a good book. Forest Lakes is a gated community just minutes from the beach and has amenities including a two-tiered pool, gathering pavilion with outdoor kitchen and fireplace, stocked lakes for catch and release fishing, playground, walking paths, and beautiful surroundings. A beautiful paradise! This home would make an excellent investment property with annual rental projections showing $92k+!
Lovely Golf Villa at Seascape Golf & Beach Resort!

This meticulously kept unit features a spacious master suite, two guest rooms with a jack and jill bath, beautiful finishings throughout, and a large patio that can be accessed from the master suite, guest room, and living area. Surrounded by tranquil views and tropical landscaping, this is a great place to relax. An EZ-GO golf cart is included so you can make your way around! This is a fantastic second home or investment opportunity. Rental projections show the unit grossing $38k! Seascape is a favorite vacation spot with amenities including an 18-hole golf course, tennis and basketball courts, pools, bike rentals, 2,000 feet of beach frontage, and shopping, restaurants, and activities at the Towne Centre. Paradise!
Timeless Wisdom From Warren Buffet
It was 2004 and Warren Buffett was fielding questions from people in the audience at a meeting in Omaha, Nebraska.

Teenager Justin Fong from California asked the billionaire Buffett what advice he would give a young person on how to be successful. 

Buffett said: "It's better to hang out with people better than you. Pick out associates whose behavior is better than yours and you'll drift in that direction."

He taught a life lesson for all of us about absorbing the very qualities and traits of successful people who will elevate us and make us better as leaders, workers, and human beings. Surround yourself with better and smarter people.

When you choose to surround yourself with better and smarter individuals and learn from their success habits, you absorb their knowledge and become better and smarter yourself.

Here are three types of people to surround yourself with today.

1. People with character
People operating with character and integrity can be trusted; you never have to worry about their actions, or whether they're hiding anything from anyone. A person with character brings more truth and truth-tellers to the business, which makes it very attractive to those seeking honest brands. A culture of character differentiates itself from the rest and is the core and essence of any great company. 

2. People who live by their values
Successful people have an unwavering commitment to living their values and often measure their success by them. This is especially the case when life throws them a curveball and things get dicey. Through thick and thin, they stick with their values because their values define who they are and what their core business and mission are about in order to best serve others.

3. People who are legitimately loved by others.
As depicted in Buffett's biography, The Snowball: Warren Buffett and the Business of Life, Buffett once was asked about his greatest success and greatest failure, to which he responded: "When you get to my age, you'll really measure your success in life by how many of the people you want to have love you actually do love you." He added, "I know people who have a lot of money ... but the truth is that nobody in the world loves them. That's the ultimate test of how you have lived your life."
Source: inc.com