AN INDEPENDENT RISK MANAGEMENT COMPANY

December Newsletter

FRM Group Insurance and Financial Services

Your Trusted Risk Advisors | www.frminsurancegroup.com | 570-421-7447

From All of Us at

FRM Group Insurance and Financial Services

As we enter the most wonderful time of the year, we want to extend our heartfelt gratitude to you our valued clients and community. Thank you for choosing FRM Group Insurance and Financial Services. Your trust means the world to us, and we’re honored to serve you and your family throughout the seasons. #FRMInsurance

Holiday Office Schedule

To give our team time to enjoy the holiday with their loved ones:

🎄 We will close early at 1:00 PM on Wednesday, December 24th,

and remain closed on Christmas Day, Thursday, December 25th.

We'll reopen on Friday, December 26th with regular business hours.

We appreciate your understanding and

wish you a peaceful, joy-filled holiday season.

Angels for Aging: Holiday Giving Tree

We’re excited to once again support Angels for Aging, in partnership with:

Monroe County Area Agency on Aging at our Stroudsburg office

Carbon County Area Agency on Aging at our Lehighton office

Starting Monday, November 3, stop by to choose a name from the tree and help grant two holiday wishes for a senior in need. (Gift Return Deadline: Friday, December 5, 2025)

Stroudsburg Office:

1286 N. Ninth Street, Stroudsburg, PA

570-421-7447

Lehighton Office:

455 Coal Street, Lehighton, PA

610-377-4382

Let’s bring joy to seniors who may otherwise spend the holidays alone.

Stacy J. Ferguson

Account Manager,

Personal Lines

StacyF@FRMinsurancegroup.com

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Ronalyn D. Birnbaum

Managing Agent,

Commercial/Personal Lines

RonnieB@FRMinsurancegroup.com

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🐾 Protect Your Pets This Season with Fetch Pet Insurance

As we celebrate our furry family members in this issue, it’s also a great time to make sure they’re protected.

FRM Group Insurance and Financial Services is proud to offer exclusive access to Fetch Pet Insurance — a trusted name in pet protection since 2003. In partnership with Plymouth Rock, FRM policyholders can receive up to 10% off their premium for the life of their dog or cat.

💡 Getting a quote is fast and easy — just answer 3 quick questions:

Breed
Age
Zip Code

Fetch provides the most comprehensive accident, illness, and wellness coverage in North America. Because we know your pets are more than animals they’re family.