Your Life. Your Needs. Your Plan.
Greetings!

Hoping this finds you well.

If you are fortunate to work for a company that provides you with Restricted Stock Units (RSUs) or an Employee Stock Purchase Plan (ESPP), you may be sitting on a pile of company stock.

Check out this week's blog below for more.

Rick Fingerman, CFP® and Lyman H. Jackson, CFP®
Independent. Fee-only. Fiduciaries
Avoiding big mistakes with RSUs, ESPPs and employer stock
A problem that both RSUs and ESPPs share is single company concentration risk. In other words, you’re putting all of your eggs in one basket by participating.
We Specialize In Three Areas
Retirement
Whether in retirement or nearing retirement, our disciplined approach will help ensure you are on track
Women in Transition
Recently widowed or divorced, our compassionate approach will give you peace of mind and a sense of empowerment
Paying for College
With skyrocketing costs and little time left to save, without a college plan, one's retirement could be in jeopardy
Plant-Based Protein: Are Pea and Soy Protein Isolates Harmful?
What are the different impacts of plant protein versus animal protein, and do the benefits of plant proteins translate to plant protein isolates?
The Black Engineers Who Opened Up The Computer Revolution
When the World Wide Web was first being developed, African American software engineers, journalists and entrepreneurs were building search engines, directories, and forums to connect and bring on Black web users and communities
NPR's Book Concierge

Looking for a good read?

Check out the long list of 2020 books. You can filter this long list to find what interests you.
Why the pencil is perfect | Small Thing Big Idea
Why are pencils shaped like hexagons, and how did they get their iconic yellow color? Pencil shop owner Caroline Weaver takes us inside the fascinating history of the pencil.
Breathing Exercises: 4-7-8 Breath

Dr. Andrew Weil walks you through this powerful technique
Recipe of the Week

Lemon Cheesecake Bars
These cheesecake bars are decadent little squares of heaven! 
Quote of the Week
"We did the best with what we knew...and when we knew better, we did better."

-Maya Angelou
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Financial Planning Solutions, LLC ("FPS") is a fee only Registered Investment Advisor ("RIA") located in the Commonwealth of Massachusetts. FPS provides asset management and related services for clients nationally and internationally. FPS will notice file and maintain all applicable licenses as required by the various states in which FPS conducts business, as applicable. FPS renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. 
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