Greetings!

In the SBA space, change is a constant. And change, while it can be disruptive, also brings opportunities to refine how you work. So, rather than viewing updates as obstacles, consider whether they can be a chance to strengthen processes, improve efficiency, and stay aligned with evolving standards. By staying flexible and open to adjustment, your teams can adapt and keep moving forward with confidence. As Amelia Earhart reminds us, progress starts by simply taking the next step.

SBA 7(a) Quarterly Connect Calls 2026 dates and links: Apr 21^st, July 14^th,

Oct 20th

SBA 504 Quarterly Connect Calls 2026 dates and links: Jun 9^th, Sept 8^th,

Dec 8^th

SBA Lender Connect Calls 2026 dates and links: Aug 12^th, Nov 10^th

SBA Policy Notice 5000-876441: Update to SOP 50 10 8 – Citizenship & Residency Requirements and Recission of Procedural Notice 5000-872050 – effective 3/1/2026

Universal Purchase Package (UPP) v5 – effective 3/3/2026

FTA Release Notes: Modernized 1502 Reporting 2.7 – issued 3/5/2026

SBA OIG Open Recommendations as of 12/31/2025 – effective 3/11/2026

SBA OIG SBA’s Screening of 7(a) Loan Applications Under Risk Mitigation Framework – effective 3/11/2026

SBA OIG Audit Division Oversight Plan FY 2026 – effective 3/17/2026

SBA Procedural Notice 5000-877472: Extension of Owner Date of Brith Requirement in E-Tran – effective 3/18/2026

SBA Franchise Directory – Updated 3/20/2026



SBA Information Notice 5000-877653: 3^rd Qtr Optional Peg Rate, Direct Interest Rate & Maximum Interest Rate of a 3^rd Party Lender for a 504 Project – effective 3/25/2026

SBA News Release 26-38: SBA Announces Grocery Guarantee to Promote Affordability published 3/27/2026

SBA News Release 26-40: SBA Announces New "Made in America Loan Guarantee" to Restore Manufacturing Dominance published 3/31/2026

Inadequate documentation of equity injection is one of the most common issues cited in SBA loan reviews and guaranty purchase requests, often resulting in SBA compliance concerns for lenders.

This is despite the fact that in many cases the injection actually did happen correctly.

Why the problems?

As we said there, equity injection is a common stumbling block for many SBA Lenders, causing problems with SBA loan reviews and SBA guaranty purchase requests.

Our Part 1 article covered the first three of five key steps to make sure you avoid those problems. As we stated there, ensuring your audit trail is accurate and complete is essential. That article covered (1) source of funds, (2) proof of contribution, and (3) contribution timing.

Now let’s look at steps four and five.

We’ve got some important updates coming your way on bank mergers, including how they’re impacting SBA lending. This is an area we’re seeing more of, and it’s well worth keeping an eye on.

SBA lending can feel a lot like putting together a puzzle or lining up dominoes. Every piece matters, and one small move can impact a lot more.  Staying on top of SBA compliance helps keep everything aligned and moving smoothly.

If you have questions or want to learn more, feel free to give us a call at 877.576.0819, or drop us a quick query through our website here!

Your Team at LRM Lender Consultants,