Did You Know? Even More Alabamians Now Qualify For Our Homebuyer Programs.

Increased Assistance Amounts

Now homebuyers can receive even more down payment assistance with AHFA’s Step Up program. Effective January 12, the maximum down payment assistance increased from $7,500 or 3% of the sales price (whichever is less) to $10,000 or up to 4% of the sales price (whichever is less), allowing a portion to pay homebuyer closing costs!

VA First Mortgage Program

Now offering a first mortgage option for veterans that can be combined with down payment/closing cost assistance of up to $10,000 or 4% of sale price (whichever is less).

We look forward to working with you to help even more Alabamians a home!

Please contact Lisa Treece at ltreece@ahfa.com if you have any questions about these changes. 

Want To Learn More About Our Programs? We'll Come To You!

We'll come train you on the benefits of our homebuyer programs and how to utilize them. Our Step Up down payment assistance program and Mortgage Credit Certificates help make homebuying more affordable and help more people qualify to buy a home.

Want to know the details? We offer onsite, in-person training for all mortgage professionals! These classes include training on our programs, borrower and property eligibility, processing, documentation, income calculations and more.

Interested in a virtual training instead? We can do that too!

Contact Tony Lee at tlee@ahfa.com for more information or to schedule a training.