FALL Into More Financial Services!

PA Central FCU continues to give you new products and services to improve your member experience. We have:


  • Added a new webpage to teach members about common scams and how to protect personal information, and to form strong banking safety habits. Learn more HERE.


  • Added new tools like a score simulator and credit goals to Credit Sense, a free credit monitoring tool for Virtual Branch Online Banking and our free Mobile App.


  • Updated our FREE financial training portal, Money IQ, to include more video education on cybersecurity and banking tips.



  • Improved E-ZPAY loan payment portal. Members with loans now receive monthly payment due date reminders by text, with the ability to make a payment right from your mobile device. Use E-ZPAY to pay your loan or credit card. The processing fee is $5.99.


Feel free to reach out to us by phone or text. We'll be happy to answer your questions. 717-564-4661

Support Our Annual Coat Drive!


Please help us keep others warm this winter and support our Annual Coat Drive.

Coat donations can be new or gently used in adult or children's sizes.


Drop off your donation at any of our branches through December 31, 2024.


Thanks for helping us spread Good Vibes Only in our community!

Download our Mobile App Today!


Wish there was a way to have your card activity right at your fingertips


Get in-depth insight into transactions on our Mobile App!


Our upgraded Mobile App experience delivers clearer merchant information for every transaction, which means you’re never left wondering about your card activity. With a new and improved card experience in our Mobile App, you can find deeper transaction insights:

 

  • Gain total transparency into transactions.
  • Keep track of spending with a glance.
  • View merchant name, logo, location, and contact information.
  • Contact merchants directly based on transactions.
  • View spending based on what, when and where.

New & Notable!

LOW Fixed Home Equity

Loan Rates!


Unlock the equity in your home for:

  • Home Improvements
  • Debt Consolidation
  • Medical Bills
  • Education Costs
  • Major Purchases
  • Emergencies
Apply Today!

Auto Loan Rates

As Low As

5.99% APR**

For up to 84 months


PA Central can help lower your

monthly car payment.


Members who refinance their auto loans save up to $177 a month on their car payments (that's $2,124 annually!)


Plug your numbers into our Refinance Calculator Tool to estimate your savings! Then call our Loan Department to get started 717-564-4661.

**This refinance offer is for vehicle loans financed through financial institutions other than PA Central. Rates and terms are based on credit worthiness and vehicle model year. APR is Annual Percentage Rate.

Level Up to HD+ and EARN 3.04% APY*


Your PA Central checking account can earn up to 3.04% APY each month. Did you know that members who qualify are earning an average $16.88 per month?

 

Automatically earn interest each month you qualify. Click here to learn more!


*APY is Annual Percentage Yield. Dividends are paid on checking account balances up to $75,000.00.

Money IQ banner

Visit our Money IQ video library and learn about cyber security, real estate loans, how to manage your finances effectively, and much more!


Money IQ video spotlight:

Have you started using your smartphone as a mobile wallet yet? Learn how it's both convenient and secure. Click here.

Interested in Leasing? PA Central’s Auto Options Program puts you behind the wheel of your dream car with the benefits of owning and the affordability of leasing!


Call 717-564-4661 to speak with our Loan Department. We'll help you decide if Auto Options is right for you!


🛍️ Shop for a car on AUTO LINK by make & model without leaving your couch!


🚗 Do a quick search to see what's available and use our fair pricing tools to save when you find the car of your dreams.

Digital Banking Services Refresher!

Take a look at some of these services or products you might have forgotten about.

Zelle® is a convenient way to send and receive money with friends, family, and others you trust, even if they bank somewhere else. Use Zelle to gift money, pay the sitter, or split the cost of a night out.


Since money is sent directly from your PA Central checking^ account to another person's bank account within minutes, Zelle should only be used with friends, family, and others you trust.


If you don't know the person or aren't sure you will get what you paid for (items bought from an online bidding or sales site) you should not use Zelle.


^Zelle is only available with our checking account

"Adulting is Hard" Monitoring Your Credit Score Shouldn't Be!


With Credit Sense, you can access your credit score, full credit report, and monitor your credit ANYTIME, ANYWHERE. Best of all, it’s FREE.


What are the benefits of Credit Sense?


• 24/7 Access to your Credit Score

• Real-Time Credit Monitoring

• Personalized Credit Report

• Set Goals & Improve Credit Score


It's EASY to Enroll!


Virtual Branch Users: Click on “Your Credit Score” button on the Accounts page.

Mobile App Users: Click on the “My Credit Score” link on the Accounts page or More page.

Holiday Shopping Time!

Our VISA credit card rates are the lowest you will find in Central PA:

  • 9.90% APR - VISA Traditional
  • 12.49% APR - Uchoose Rewards VISA
  • No Annual fee
  • No Balance Transfer fee


If you don't have our VISA Credit Card yet - Apply Today! Your card can be ready in one business day.

Learn More and Apply Today!


Main Office

959 East Park Drive

Harrisburg, PA 17111

Jonestown Road Branch

5137 Jonestown Road

Harrisburg, PA 17112

Palmyra Branch

1220 East Main Street

Palmyra, PA 17078

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Call or Text Us 717-564-4661