Whether it's your checking account, credit card, loan payment, or the most convenient way to do your banking, PA Central has a solution for you!
In the Spotlight
Introducing Auto Link!

Shop for your next vehicle right on our website!

  • Search for New and Used Cars For Sale Close To You
  • Get Pre-Approved
  • Calculate Your Loan Payment
  • Check Your Credit Score For Free
  • Take A Virtual Test Drive
  • Pull Vehicle History Reports and Safety Ratings

Auto Link lets you do all your car shopping research in one place. Choose a model, compare prices, contact dealers, and enjoy the experience...without the hassles!

It's the easiest way to shop for your next vehicle.
COMING SOON : Virtual Branch Gets a New Look!

Virtual Branch is getting an upgrade! The new version takes digital banking to the next level, and provides an unmatched, personalized experience through any device at any time in an always-on, always-connected world.

You'll get these features and more from both Virtual Branch Online Banking and your PA Central Mobile App:

  • One click access to all your accounts, recent transactions, upcoming scheduled transactions, bills, and more
  • Smoother Mobile and Online experience
  • Quick, easy bill payments with new and improved Bill Pay options
LOW 3.25% APR | No Application Fees | No Closing Costs
The COVID-19 pandemic is not only a health concern, it’s a financial concern that will still be around for some time after our communities are all back to "green." That’s why we’re waiving the $50.00 Application Fee and $100.00 Closing Costs for our HELOC. Coupled with the historically low 3.25% APR, this makes the PA Central HELOC an excellent solution if you need cash at hand.

If you have any questions about our PA Central HELOC, feel free to call us at 717-564-4661, or email us at info@pacentralfcu.com
The COVID-19 pandemic brings with it unique financial needs for our members, so PA Central is offering a special Skip-A-Pay for loans and/or credit cards, for 1, 2, or 3 months, and you will not be charged the $35.00 service fee.

Fill out a Skip-A-Pay Form or contact us for more information. (Skip-A-Pay will NOT negatively impact your credit.)


Our website got a facelift! We updated our look and design with the things members like to view often, front and center!

We've added a Blog to keep you up-to-date on financial planning, banking lifestyle updates, and articles on common interest topics .
Preventing Card Fraud:
What You Can Do
Unfortunately, credit card fraud and identity theft have become more common in recent years. And, with most of us living our lives online, that’s probably not going to change. 

Your debit and credit card security is a top priority for us. PA Central provides you with the tools to keep your personal banking data safe and secure. Click here and read our article "Tips to Protect Yourself from Fraud" and why you should use PA Central's FREE CardGuard App.
Please tell us about how you have been banking at PA Central during the COVID-19 crisis:
I use the drive-thru exclusively
I use Virtual Branch Online Banking exclusively
I use the PA Central Mobile APP exclusively
I use a combination of the above
Main Office
959 East Park Drive
Harrisburg, PA 17111
Jonestown Road Branch
5137 Jonestown Road
Harrisburg, PA 17112
Palmyra Branch
1220 East Main Street
Palmyra, PA 17078
We are here to help!

Call us | Email us | Visit one of our branches
717-564-4661 or 800-356-3875