North Coast Small Business Pandemic Update
Paycheck Protection Program (PPP)
New PPP Loan Applications Due 8/8/2020
Contact your bank or use SBA's Lender Match tool.
Forgiveness Applications Opens 8/10/2020
Contact your PPP lender for their loan forgiveness procedures and timeline. There's no rush at the moment.

  • You have ten months after the end of your loan's "covered period" to submit a request for forgiveness.
  • Reminder: "covered period" starts on the day your PPP loan was disbursed, and is either the original 8 week or the new 24 week timeline. If you don't know which applies to you ask your lender or review your loan origination documents asap.
  • If the loan is fully forgiven, the borrower is not responsible for any payments.
New Small Business $ Legislation
We're all keeping an eye on the "Continuing Small Business Recovery and Paycheck Protection Program Act" in debate before Congress. Highlights:
  • Employers might be able to apply for a second forgivable PPP loan.
  • PPP loans of $150,000 could be forgiven with one-page EZ form and no additional documentation.
  • The SBA 7(a) small business loan guarantee program might be expanded to include a long-term recovery low-cost loan program focused on low-income communities, minority-owned, and seasonal businesses.
Humboldt County Prepares to Launch Small Business Grant Program

The County of Humboldt Small Business Restart & Recovery Grant Program will provide direct aid to the business community in the form of micro-grants made to small and locally owned and operated businesses who have suffered a financial hardship as a result of COVID-19.

We can help you with your application once the County opens up the process. Contact your business advisor directly or our Center Coordinator Madison McLaughlin at or (707) 445-9720
Employee Ownership: Protect Your Legacy Even in Challenging Times (8/12)

Learn how employee owned businesses have demonstrated resilience and performance as well as the benefits of:
  • Receiving a fair sale buyout while you control the pace
  • Sustaining your company's people and legacy
  • Keeping local small business and economies strong
Did you miss today's Thriving Together webinar
Business Exit Strategies: Owner Readiness?
Got a new business idea? Want to run your business in a new way?

So you're ready to start a business? (8/11)

Financial Thinking for Start-ups (8/18)

Think Like a Marketer (9/8)

Financial Basics for Business Owners (9/15)

Business Planning for the Real World (9/22)
Got a food business or idea?

Whether you're still working on a new business idea or looking for good ideas to stay afloat during the pandemic, we want to know how to best train, coach, and guide you to success this fall and winter

Will you please complete a short needs and hopes survey by Thursday, August 13th?
Normally every fall your North Coast SBDC runs a very popular "Food Business Mini-MBA". But this is not a normal year. Complete the survey above to help us pivot to serve you better.

And meanwhile check out these upcoming Northern California SBDC webinars for food businesses:

Essential Financial Skills for the Restaurateur

Restaurant Branding and Marketing Ideas in the COVID Era

Responding to the New To Go, Delivery and Provisioner Model of Running a Restaurant

Starting a Food Truck: How the Rubber Meets the Road

Growing Your Business Without Selling (8/13)

San Francisco SBDC: Professional and personal services firms: using strategic partnerships, importance of LinkedIn for business, hosting events for brand awareness, networking at events, and 4 tools to grow business.
Emergency Preparation For Your Business: advance planning for disaster (8/18)

NorCal SBDC: In the midst of the global COVID-19 pandemic, fire season and public safety power shutoffs are on the horizon. Emergency preparedness must now be a significant part of any business plan. 
Business Facebook 101 (8/18)

Shasta-Cascade SBDC: Gain a better understanding of how to leverage the various features, settings, and advertising opportunities available on this social media platform.
Email Marketing Made Simple (8/19)

Shasta-Cascade SBDC: Professional and personal services firms: using strategic partnerships, importance of LinkedIn for business, hosting events for brand awareness, networking at events, and 4 tools to grow business.
Digital Marketing Hour: Instagram Stories (8/26)

Shasta-Cascade SBDC: Walk through how to get started with Stories and stickers, highlight best practices for curating quality content and tips for ensuring that your Stories support your brand and encourage engagement from your followers. 
North Coast Small Business Development Center
Humboldt: (707) 445-9720 | Del Norte: (707) 464-2168
North Coast SBDC Learning Programs also generously funded by: