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Are you connected with us?
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November 2019 Monthly News & Updates
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Don't have time to read all this now? Visit our
News page
to read it later when you have time.
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Let your clients know they can make their next Medicare premium payment online.
If your clients get a
bill from Medicare
for their premiums, they are now able to pay online with a credit or debit card. They can use this new feature to pay premiums for Medicare Part B, Part A (if they have to pay a premium for it), and IRMMA Part D, which is the extra amount in addition to their Part D plan premium (if their income is above a certain amount).
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Using their secure Medicare account gives them information about their
Medicare premium bill
and Medicare premium payment history.
Making a Medicare premium payment online is:
- Secure—their information is protected
- Quick—their payments process in about 3 business days (faster than regular mail)
- Free—they never charge a fee to make a Medicare premium payment
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75% of people over age 65 will eventually need long-term care.
November is Long-term Care Awareness Month. Are you discussing it with your clients?
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When it comes to being a great financial planner or a great insurance agent, taking your client's full financial outlook into consideration is crucial. Planning for healthcare costs is part of that picture.
Medicare does not pay for non-skilled assistance
and with daily living expenses.
Medicare only pays for Long-term care if your client requires skilled services or rehabilitative care.
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How is your AEP going? Don't hesitate to reach out to us if you need assistance.
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AEP Marketing Materials Are Still Available
Request your customized AEP fact sheets and/or customized social media graphics to promote your services during the Medicare Enrollment Period.
Email them, mail them, share content on your social platforms. Get the word out!
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When your clients use the
Nursing Home Compare tool
, they’ll see a red alert icon if a facility has been cited for nursing home abuse that led to harm within the last year, or potential harm of a resident within the last two years.
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New feature helps your clients compare nursing home safety.
Each month, CMS will review nursing home inspection reports and will update the alert icons to make sure the most recent information on nursing home abuse is available.
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Medicare Part B provides one-time coverage for the Medicare Diabetes Prevention Program.
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The Medicare Diabetes Prevention Program is a health behavior change program to help your clients prevent type 2 diabetes. The first part of the program lasts 6 months and includes 16 core sessions.
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The Medicare Diabetes Prevention Program is a covered preventive service.
That means your client pays nothing and the Medicare Part B deductible does not apply.
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Sign up for an Aetna webinar this month to learn about new products. To the right are a handful of webinars that are being offered. To see the full list please click below.
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Medicare Supplement
Dental, Vision and Hearing
Hospital Indemnity Flex
Aetna Quote & Enroll
Agent website
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Attend Cigna webinars this month to learn about new products and get up to speed on Express App 2.0.
Flexible Choice
Express App 2.0
Accident Treatment Product
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Take advantage of Cigna's bonus program! You can earn $450 when you sell $3,000 in issued annualized premium per month of Final Expense. That's over $5,000 a year when you qualify every month. Find out
how to qualify
.
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Gerber Life Duet provides $100,000 up to $1,000,000 in life insurance coverage (age 50 and above, coverage starts at $101,000) to individuals age 25–70 years old. The premiums will never increase and the death benefit and cash value are guaranteed as long as premiums are paid.
Chronic Care Protection offers clients the ability to accelerate the lesser of 90% of the face amount or $300,000 to help cover expenses related to chronic care. Upon approval, Gerber Life pays out 4% of the original face amount per month. A lump sum option is also available. The total payment will be reduced by any outstanding loans.
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Introducing Gerber Life Duet
Designed to give life insurance buyers two types of protection that work in harmony,
Gerber Life Duet enables your clients to put life insurance coverage in place that lasts a lifetime, while giving them protection for chronic care — all in one combined whole life policy.
Marketing materials are available via
Gerber Life’s Agent Portal
,
including a consumer brochure, an agent reference guide and a training presentation. Plus, a customized sales proposal for consumers is available through the quoting function of the Portal.
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Have you redeemed your marketing credits? Check your balance on
Sales Professional Access (SPA)
and see if you have credits to spend for leads, electronic devices and other items that help build your business.
You have until
November 30th
to request reimbursement for credits earned from October 1, 2018 to September 30, 2019.
IUL Express is here
and it
has some of the same benefits of a traditional IUL policy, but does it all faster – faster underwriting, faster approvals and faster coverage for your clients.
Questions? Contact
Mark Evan
at 800.928.4998 ext. 6.
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Even though the long-term care planning landscape is changing, there’s one thing that’s stayed the same. A traditional LTCi policy remains a viable way for your clients to protect themselves from the risk of needing LTC services.
Download the flyer and the
Start the Conversation flyer.
Med Supp Broker Bonus Program 2019 - October 1st - December 30th
You can earn even more on your Medicare supplement business through Mutual of Omaha's 2019 4th Quarter Broker Bonus Program.
Learn More >
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We're here to help you grow. Reach out to us if you have questions, suggestions or need assistance.
Your success is our success
.
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It is our sole intention to provide you with relevant, useful, current information about the senior healthcare insurance industry, along with news and products from the A rated carriers we represent. If at any time you wish not to receive our emails, you may unsubscribe by clicking the Unsubscribe link at the bottom of this email. If you choose to
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