September 2018 Monthly News & Updates
September is Life Insurance Awareness month. Take advantage of this time to market to your existing clients and prospects about the importance of life insurance. Crowd funding has become wildly popular to raise funds when someone passes away, but it's not a solid financial plan for taking care of those who are left dealing with the expenses at hand when their loved one dies. Talk to our Life & Long-term Care Sales Manager, Mark Evan , about the carriers we offer and the array of products available. Not selling life products? Download our Life Insurance kit to get started.
United Healthcare is implementing a new Underwriting policy for your clients switching to their Plan G. Members currently enrolled in an AARP® Medicare Supplement Insurance Plan, including Medicare Select Plans, insured by United Healthcare® Insurance Company, residing in all states and territories EXCEPT CA, CT, FL, GU, MA, ME, MN, MP, NY, OR, VI, VT, WA, and WI  who wish to change to Plan G will now need to complete a new application and answer all medical underwriting questions to determine a premium rate. This new underwriting policy is in response to United Healthcare’s efforts to maintain stable Plan G premium rates and product competitiveness. Learn more >
Google My Business Is your agency listed with Google ? It's free. AND? You can build a free website too. Share your latest news, get insights about your listing and get found easily. Sign up today and get your business listed with Google if you haven't already.

Take advantage of using your online presence to generate new business.
Cigna is launching CHLIC in the following states effective October 1st: Iowa, Louisiana, Nevada, New Jersey, Tennessee and Utah. Get the brochures, rates and learn more >
Gerber has just launched a NEW product. Simplified Senior Life is a whole life insurance policy that offers up to $100,000 in life insurance coverage for seniors buying their first life insurance policy or adding to an existing policy that may not be enough. It's designed to give buyers in their senior years a way to provide an inheritance, help ensure a financially dependent loved one is cared for, or make certain no one inherits their debt. Learn more >
Are you submitting electronic applications? If not, why not start? We have a new page dedicated to e-Apps with instructions and access to carrier portals to submit them. You'll save time and won't have to worry about having the wrong application ever again. Learn more >
Referrals Are you asking for them? If your clients are happy with your services, they're bound to mention you to their friends and family. But asking them directly is perfectly acceptable too. If you don't ask, you'll never know what new prospects you might glean.

Create a referral reward program. Offering Starbucks gift cards , movie gift cards or even gift cards to your clients' preferred pharmacy can be a thoughtful way of thanking them for their referral. PayPal even offers CVS e-gift cards online.

Have you taken advantage of your FREE prospects with us if you're a contracted agent? Learn more >
Have you downloaded our Tips for Success ? These best practices will help you get the most out of the tools and resources we offer AND those that your carriers provide you.
Aetna is running their Add it Up Ancillary incentive through the end of the year. Earn additional income when you sell Dental, Vision & Hearing, Cancer, Heart Attack & Stroke, Hospital Indemnity, Recovery Care or Home Care products. Learn more >
Updated carrier news is always available on our News & Updates page. Cigna's latest rate increases, access to SilverScript's product and process course for AEP, Aetna's higher commissions on Plan N in numerous states.

Read our updates and our carriers' latest updates on one page.
Are you interested in selling Mutual of Omaha's new PDP plans this AEP or their new Medicare Advantage plans in Cincinnati or San Antonio? Contracting is going on now and product training is available via Mutual of Omaha's Sales Professional Access . Visit our MoO MA/PDP page to learn more.
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