☀️Summer Under The Sun! ☀️

Stay a Step Ahead of Fraud

Fraud is that five-letter word that can have big consequences. The good news? Knowing what to watch for is one of the best ways to protect yourself.

Here are a few of the most common scams happening today

Phone Spoofing – Fraudsters can make it appear that they're calling from a trusted number, such as PA Central. They may ask for sensitive information like your online banking password, the three-digit security code on the back of your debit or credit card or a one-time security code that was just texted to you. Remember: PA Central will never call and ask for your password or security codes. And we won’t be insulted if it is us calling you and you hang up and call back.

Phishing Emails & Text Messages – If you don't recognize the sender or weren't expecting a message, don't click the link. Take a moment to inspect the email or text. Does the logo look authentic? Are the colors or wording slightly off? Is the sender's email address legitimate? Are you expecting a delivery from USPS, FedEx or UPS? When in doubt, contact the company directly using a trusted phone number or website.

Impersonation Scams – Today's technology makes it possible for criminals to mimic someone's voice with just a short audio sample. A common example is the "grandparent scam," where a caller pretends to be a grandchild in trouble and urgently asks for money, often in the form of gift cards or wire transfers. Always verify the situation by contacting your loved one directly before taking action.

Romance Scams – Scammers often build online relationships through dating apps or social media to gain trust before asking for money. Be cautious if someone you've never met in person begins requesting financial assistance, gift cards or help with an emergency.

If something doesn't feel right, trust your instincts. Slow down, ask questions and verify before sharing personal information or sending money.

Think you may have been targeted by a scam? Contact PA Central immediately. We're here to help protect your accounts and guide you through the next steps.

Learn More About Fraud Prevention Here!

LEARN MORE ABOUT UPCOMING SHRED DAY EVENTS

Shredding Hunger 2026

Save the dates for our upcoming 2026 Community Shred Days!

Burnham Shred Day

Thursday, September 17th

East Park Drive Shred Day

Thursday, October 15th

Our Shredding Hunger Community Shred Days are a great way to safely destroy old documents that contain personal information while supporting a great cause and helping to shred hunger in our communities.

Our Shred Days are free, but we will be collecting monetary donations to benefit local food pantries and food banks.

Take Control of Your Credit with Credit Sense

Your credit score plays an important role in your financial future—and now it's easier than ever to keep track of it.

With Credit Sense, PA Central members can access their credit score and full credit report anytime through Online Banking or the Mobile App, and the best part is, it’s completely FREE and secure.

Credit Sense also provides personalized tips to help improve your score, a credit score simulator, daily credit monitoring alerts and notifications of significant changes to your credit report, helping you stay one step ahead of potential identity theft. Best of all, checking your score through Credit Sense is a soft inquiry, so it will never negatively impact your credit score.

Log in to Virtual Branch or the PA Central Mobile App today and click Your Credit Score to enroll and start taking control of your financial future.

Learn More About Credit Sense

Vacation Skip A Pay

If you haven’t made your August loan payment yet, you still have time to take advantage of our Summer Skip A Pay.

Skipping a loan payment can free up cash for a last minute summer vacation or back to school expenses!

Enroll in Skip A Pay

Learn More About PA Central's VISA Credit Cards!

Shop Smart with a PA Central FCU VISA Credit Card

Looking for a smarter way to pay?

PA Central’s Visa® Credit Card gives you the flexibility, security, and value you deserve without the extra fees.

With low rates as low as 9.90% APR and no annual or balance transfer fees, this card is designed to help you save money while enjoying everyday convenience. Whether you’re fueling up, grocery shopping or booking your next trip, you’ll have the purchasing power you need wherever Visa is accepted.

Apply today and start spending smarter with PA Central!

Download our Mobile App Today!

Wish there was a way to have your card activity right at your fingertips?

Get in-depth insight into transactions on our Mobile App!

Our upgraded Mobile App experience delivers clearer merchant information for every transaction, which means you’re never left wondering about your card activity. With a new and improved card experience in our Mobile App, you can find deeper transaction insights:

Gain total transparency into transactions.
Keep track of spending with a glance.
View merchant name, logo, location, and contact information.
Contact merchants directly based on transactions.
View spending based on what, when and where.

New & Notable!

LOW Fixed Home Equity

Loan Rate!

5.75% APR

Unlock the equity in your home for:

Home Improvements
Debt Consolidation
Medical Bills
Education Costs
Major Purchases
Emergencies

Apply Today!

Auto Loan Rates

As Low As

4.99% APR**

For up to 84 months

PA Central can help lower your

monthly car payment.

Members who refinance their auto loans on average save up to $177 a month on their car payments (that's $2,124 annually!)

Plug your numbers into our Refinance Calculator Tool to estimate your savings! Then call our Loan Department to get started 717-564-4661.

**This refinance offer is for vehicle loans financed through financial institutions other than PA Central. Rates and terms are based on credit worthiness and vehicle model year. APR is Annual Percentage Rate.

Auto Link car shopping service on PA Central's website

Shop for a car on AUTO LINK by make & model without leaving your couch!

🚗 Do a quick search to see what's available and use our fair pricing tools to save when you find the car of your dreams.

Review vehicle safety ratings provided by the National Highway

Traffic Safety Administration.

Take a virtual test drive from the comfort of your own home!

Looking for Lower Car Payments?

PA Central’s members have reduced their car payments by up to 40% through Auto Options loan financing — and you can too.

Whether you’re shopping for a new or used car, our Auto Options program helps you with an affordable auto loan that fits your monthly budget.

Call 717-564-4661 to speak with our Loan Department. We'll help you decide if Auto Options is right for you!

🚗 Did You Know?

When shopping for cars on Auto Link, you can view Auto Options pricing and compare it to a conventional loan by clicking the Lower My Payment button on the vehicle description page.

Don't Forget About These Services!

Take a look at some our services or products you might have forgotten about.

Level Up to HD+ and EARN 3.04% APY*

Your PA Central checking account can earn up to 3.04% APY each month. Did you know that members who qualify are earning an average $16.88 per month?

Automatically earn interest each month you qualify. Click here to learn more!

*APY is Annual Percentage Yield. Dividends are paid on checking account balances up to $75,000.00.

Zelle® is a convenient way to send and receive money with friends, family, and others you trust, even if they bank somewhere else. Use Zelle to gift money, pay the sitter, or split the cost of a night out.

Since money is sent directly from your PA Central checking^ account to another person's bank account within minutes, Zelle should only be used with friends, family, and others you trust.

If you don't know the person or aren't sure you will get what you paid for (items bought from an online bidding or sales site) you should not use Zelle.

^Zelle is only available with our checking account

Your credit tells your financial story - but what if the story lenders see isn’t accurate?

The power is in the details - and your credit report tells the story. Every payment, every account, every update… it’s all in there. But if the details are wrong, so is the story lenders see. And that can cost you higher interest rates, denied applications, or missed opportunities.

With PA Central's Credit Sense Tool - available right now in your mobile banking app - you can:

See Your Credit Score Instantly - Anytime, anywhere.
Download Your Full Credit Report - For free, whenever you want.
Track Progress Daily - Without hurting your score.
Get Real-Time Alerts - Know the moment something changes.
Fix Errors Fast - Dispute inaccuracies before they cost you.

Your credit is your reputation. Protect it, improve it, and put it to work for you. Enroll today in Credit Sense through our Mobile App or Online Banking!

Learn More About Credit Sense Credit Tool

Money IQ Spotlight💡

Did You Know? You'll Save Money by Making More Than the Minimum Payment

Financial security and freedom from debt are the long-term goals of so many of us. Strategic debt repayment, or paying more than the minimum on your loans, can be your secret weapon. Find out more from Money IQ!