Your Life. Your Needs. Your Plan.

Hoping this finds you well.

You’ve been an excellent saver, funding as much as you can into your 401(k) every year. And now you’ve got a big 401(k) or IRA rollover (or both). Your retirement looks secure and you’re starting to think about what retirement is going to look like.

Check out this week's blog below for more.

Rick Fingerman, CFP® and Lyman H. Jackson, CFP®
Independent. Fee-only. Fiduciaries
The IRA tax bomb 
Let’s say that you are really awesome at saving for retirement over a career (age 32-72) and that you put away the current maximum contribution limit into a 401(k) / 403(b) of $19,500 per year.
We Specialize In Three Areas
Whether in retirement or nearing retirement, our disciplined approach will help ensure you are on track
Women in Transition
Recently widowed or divorced, our compassionate approach will give you peace of mind and a sense of empowerment
Paying for College
With skyrocketing costs and little time left to save, without a college plan, one's retirement could be in jeopardy
Why Does Forest Bathing Boost Natural Killer Cell Function?
Can the aroma of wood essential oils replicate the immune-boosting effects of walking in a forest?
The Future of Vaccines
Ira talks to vaccine researcher Paul Duprex and biotech reporter Ryan Cross about how these new developments improve our ability to fight infectious disease and look ahead to where the future of vaccine development might lie. 

Leni Webber, a specialist in Long Term Care Insurance shares her insight in her recent White Paper
These Squids Can Fly...No Really
In 1947, explorers noticed a strange phenomenon while crossing the Pacific Ocean. Somehow, small squid known to live deep beneath the waves kept appearing on the roof of their boat.
How An NPR Intern And The President of Georgia Broke a Guinness World Record
Recipe of the Week

Thai Butternut Squash Chickpea Curry
This Thai-inspired butternut squash chickpea curry is *so* flavorful and feels gourmet but is actually quite easy!
Quote of the Week
"Success is not final; failure is not final: It is the courage to continue that counts."

-Winston Churchill
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Financial Planning Solutions, LLC ("FPS") is a fee only Registered Investment Advisor ("RIA") located in the Commonwealth of Massachusetts. FPS provides asset management and related services for clients nationally and internationally. FPS will notice file and maintain all applicable licenses as required by the various states in which FPS conducts business, as applicable. FPS renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. 
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