Your Life. Your Needs. Your Plan.
Greetings!

Hoping this finds you well.

You’ve been an excellent saver, funding as much as you can into your 401(k) every year. And now you’ve got a big 401(k) or IRA rollover (or both). Your retirement looks secure and you’re starting to think about what retirement is going to look like.

Check out this week's blog below for more.

Rick Fingerman, CFP® and Lyman H. Jackson, CFP®
Independent. Fee-only. Fiduciaries
The IRA tax bomb 
Let’s say that you are really awesome at saving for retirement over a career (age 32-72) and that you put away the current maximum contribution limit into a 401(k) / 403(b) of $19,500 per year.
We Specialize In Three Areas
Retirement
Whether in retirement or nearing retirement, our disciplined approach will help ensure you are on track
Women in Transition
Recently widowed or divorced, our compassionate approach will give you peace of mind and a sense of empowerment
Paying for College
With skyrocketing costs and little time left to save, without a college plan, one's retirement could be in jeopardy
Why Does Forest Bathing Boost Natural Killer Cell Function?
Can the aroma of wood essential oils replicate the immune-boosting effects of walking in a forest?
The Future of Vaccines
Ira talks to vaccine researcher Paul Duprex and biotech reporter Ryan Cross about how these new developments improve our ability to fight infectious disease and look ahead to where the future of vaccine development might lie. 
THE IMPACT OF COVID-19 ON HOW AND WHERE YOU WILL RECEIVE LONG TERM CARE 

Leni Webber, a specialist in Long Term Care Insurance shares her insight in her recent White Paper
These Squids Can Fly...No Really
In 1947, explorers noticed a strange phenomenon while crossing the Pacific Ocean. Somehow, small squid known to live deep beneath the waves kept appearing on the roof of their boat.
How An NPR Intern And The President of Georgia Broke a Guinness World Record
Recipe of the Week

Thai Butternut Squash Chickpea Curry
This Thai-inspired butternut squash chickpea curry is *so* flavorful and feels gourmet but is actually quite easy!
Quote of the Week
"Success is not final; failure is not final: It is the courage to continue that counts."

-Winston Churchill
120 Wells Avenue, Newton, Massachusetts, 02459 | 617-630-4978 | 800-224-0132
Financial Planning Solutions, LLC ("FPS") is a fee only Registered Investment Advisor ("RIA") located in the Commonwealth of Massachusetts. FPS provides asset management and related services for clients nationally and internationally. FPS will notice file and maintain all applicable licenses as required by the various states in which FPS conducts business, as applicable. FPS renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. 
The opinions and comments of this newsletter are those of Financial Planning Solutions, LLC and are not intended as specific advice or recommendations. To understand what investments are right for you and your situation, it is recommended that you sit down with a Certified Financial Planner™ Practitioner that understands your financial situation, goals and desires. This information is being provided as a courtesy. When accessing the website links, you are leaving this site and assume total responsibility and risk for the sites you are visiting. We also make no representation of the completeness or accuracy of websites.
Click HERE to view our Privacy Policy. Click HERE to view our form CRS