Greetings!

September brought quite a bit of change to our doorstep! There was the new MARC Loan program, new Tab templates, new SOP 50 57 4, and … drumroll, please! … a government shutdown. That’s a lot of change in a very short time. Phew. And onward!

SBA Charge-Off Tabs updated 8/18/2025 (Not posted to SBA website at time of last newsletter)


SBA Offer In Compromise (OIC) Tabs updated 8/18/2025 (Not posted to SBA website at time of last newsletter)


SBA Care and Preservation of Collateral (CPC) Tabs updated 9/3/2025


SBA Procedural Notice 5000-870260: 7(a) Manufacturers’ Access to Revolving Credit (MARC loans) effective 9/4/2025


7(a) Manufacturers’ Access to Revolving Credit (MARC) procedures SOP 50 10 Appendix 13 issued 9/4/2025 effective 10/1/2025


Release Notes: Modernized 1502 Reporting 2.1 issued 9/9/2025


SBA Loan Program performance reports updated 9/15/2025


SBA Procedural Notice 5000-869245: Revisions to SOP 50 56 related to Environmental Reviews and Permanent ALP Express Authority effective 9/15/2025


SBA OIG Report: Open Recommendations effective 9/18/2025


SBA Active 7(a) Loan Pool Assembler List effective 9/19/2025


LGPC Submission Checklist updated 9/26/2025


SOP 50 57 4 7(a) Loan Servicing and Liquidation effective 11/1/2025


SBA OIG Report: SBA’s Controls to Address Financial Statements Audit Disclaimers and Material Weaknesses effective 9/29/2025


SBA Franchise Directory effective 9/29/2025


SBA 7(a) Secondary Market Sales Restrictions During a Lapse in Funding issued 9/29/2025


SBA Plan for Operating in the Event of Lapse in Appropriations updated 9/30/2025



MARC stands for Manufacturer’s Access to Revolving Credit, and it’s the first SBA loan program specifically for small-business manufacturers. The program is scheduled to start on October 1st, 2025 – so now is the time to prepare. Lenders should also be mindful of SBA compliance requirements when offering these loans.

In the world of SBA lending, time is rarely on your side when a loan begins to go sideways. What starts as a borrower missing a payment can rapidly snowball into a full-blown default, asset deterioration, or legal complications — and before you know it, you’re staring down an SBA loan liquidation process with escalating losses.

Take a deep breath… because all that change in just a single month can be exhausting. And it doesn’t help when there’s the added uncertainty surrounding a government shutdown, which definitely raises lots of questions.

Just like you, we don’t know what’s around the corner – but we always stay alert for whatever shows up, and we’re always here to help you navigate through it all. So whatever your plans are for the final quarter of 2025 (yikes!) and going forward into 2026, we’re available at the end of a phone line (877.576.0819) or through email here.

And as the saying goes – onward ever, backward never!

Your Team at LRM Lender Consultants,