Home Buyers

"Whats the difference between down payment & closing costs?"

Down payment is the amount your loan requires down when purchasing a home, such as 3.5% down payment for first time home buyers or 20% for conventional loans. Closing costs are fees you pay at closing such as title insurance, appraisal, taxes and other costs outside of the down payment.

Home Owners

Know Your Home's Value

Stay informed about the current market value of your home. Regular assessments can help you make informed decisions about refinancing, renovations, or even selling if the need arises.