Your Life. Your Needs. Your Plan.
Greetings!

Hoping this finds you well.

2020 has been a year of stress and uncertainty for sure - but it’s also been a year that’s brought to light issues of social justice, climate change and social responsibility. As consumers, many have grown more conscious about what they eat, where they buy from and, of course, who they vote for. But as investors, our awareness has gradually been increasing as well. Read more in this week's blog below.

In good health!

Rick Fingerman, CFP® and Lyman H. Jackson, CFP®
Independent. Fee only. Fiduciaries
Interested in where your investment dollars go?
We've been helping clients with their investments for a long time. Back when Lyman and I began in this business, Socially Responsible Investing hadn't grown into the industry it is today.  
We Specialize In Three Areas
Retirement
Whether in retirement or nearing retirement, our disciplined approach will help ensure you are on track
Women in Transition
Recently widowed or divorced, our compassionate approach will give you peace of mind and a sense of empowerment
Paying for College
With skyrocketing costs and little time left to save, without a college plan, one's retirement could be in jeopardy
The Symptoms of Vitamin B12 Deficiency

B12 deficiency is known as “The Great Masquerader.”
Why We May Not Know Who Wins On Election Night
NPR's Miles Parks explains why we need to watch out for misinformation and reset our expectations heading into November.

Wondering about the status of your mail-in ballot in MA? Click HERE
Social Security Webinar

Special guest speaker, Kurt Czarnowski brings 35 years of experience working for the Social Security Administration

Join us for a discussion on Thursday November 12th at 7 pm EST

Need some good news for a change?
There is no shortage of bad or upsetting news these days. Here are a list of 12 sites that offer some uplifting and positive news
Weird or just different?

"There's a flip side to everything," the saying goes, and in 2 minutes, Derek Sivers shows this is true in a few ways you might not expect.
Recipe of the Week

Week Long Power Bowls
You’ve probably seen the meal prep trend online where dozens and dozens of meals are prepped in containers for the entire week? Here's a simpler option.
Quote of the Week
"When we help ourselves, we find moments of happiness. When we help others, we find lasting fulfillment"

- Simon Sinek
120 Wells Avenue, Newton, Massachusetts, 02459 | 617-630-4978 | 800-224-0132
Financial Planning Solutions, LLC ("FPS") is a fee only Registered Investment Advisor ("RIA") located in the Commonwealth of Massachusetts. FPS provides asset management and related services for clients nationally and internationally. FPS will notice file and maintain all applicable licenses as required by the various states in which FPS conducts business, as applicable. FPS renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. 
The opinions and comments of this newsletter are those of Financial Planning Solutions, LLC and are not intended as specific advice or recommendations. To understand what investments are right for you and your situation, it is recommended that you sit down with a Certified Financial Planner™ Practitioner that understands your financial situation, goals and desires. This information is being provided as a courtesy. When accessing the website links, you are leaving this site and assume total responsibility and risk for the sites you are visiting. We also make no representation of the completeness or accuracy of websites.
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