{RATE INCREASE!} Milestone Max MYGA and Milestone MYGA

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Insurance professionals only. Not for public distribution.

NEW Rates on Milestone Max MYGA and Milestone MYGA: Effective November 4, 2025

Interest crediting rates on Milestone Max Multi-Year Guaranteed Single Premium Deferred Annuity (Milestone Max MYGA)¹ and Milestone MYGA² will be increased by 0.15% for the 3, 4 and 5-year durtaions, and 0.25% for the 6 and 7-year durations on all premium bands and states. New rates are effective Tuesday, November 4, 2025.

Milestone Max MYGA¹ Rates: Effective November 4, 2025

Guarantee Period/Contract Year Term

Premium Levels	3-Year^{3, 4}	4-Year^{3, 4}	5-Year^{3, 4}	6-Year^{3, 4}	7-Year^{3, 4}
$75,000+	4.80%	4.80%	5.20%	5.25%	5.25%
$25,000+	4.55%	4.55%	4.95%	5.05%	5.10%

Milestone MYGA² Rates (CALIFORNIA ONLY): Effective November 4, 2025

Guarantee Period/Contract Year Term

Premium Levels	3-Year^{3, 4}	4-Year^{3, 4}	5-Year^{3, 4}	6-Year^{3, 4}	7-Year^{3, 4}
$100,000+	4.75%	4.75%	5.15%	5.20%	5.20%
$50,000+	4.50%	4.50%	4.90%	5.00%	5.05%
$15,000+	3.75%	3.95%	4.45%	4.65%	4.70%

PRODUCER RATE FLYER

CLIENT RATE FLYER

MYGA RENEWAL COMMISSION PROGRAM

Questions?

Call the Producer Resource Center at 888-724-4267, ext. 4680, or email PRC@SagicorLifeUSA.com.

Visit us online at SagicorProducer.com.

¹Milestone Max MYGA is not available in California.

²Milestone MYGA is only available in California.

³Years referenced are contract year terms. Interest rates are current as of November 4, 2025. Current rates and the MYGA renewal commission program are subject to change at any time and at the discretion of Sagicor Life Insurance Company.

⁴Milestone Max MYGA’s and Milestone MYGA’s Guaranteed Minimum Interest Rate, following the Initial Guaranteed Interest Rate, is currently 1.65%.

Products issued by Sagicor Life Insurance Company. Home Office: Scottsdale, AZ. Products not available in all states, and state variations may apply. Sagicor does not provide tax or estate planning advice. Your client(s) should consult with their tax advisor(s). Annuities and life insurance products have limitations and restrictions, including surrender charges. Sagicor issues other fixed annuities and life insurance products with similar features, benefits, limitations and restrictions. Contact Sagicor for more information. Contract Forms: ICC243010, 3010, 3010FL, and 3008CA. Rider Forms: ICC246080, 6080, and 6080FL.

Sagicor is rated “A-” (Excellent) by A.M. Best Company (4^th best out of 16 possible ratings), affirmed as of April 9, 2025. Rating and guarantees based on the claims-paying ability of Sagicor Life Insurance Company.

Insurance professionals only. Not for public distribution.

MMM-EML0610 | October 28, 2025