Can I purchase equipment from a private seller?
Yes, Universal Finance is your dedicated, single point of contact for financing. Whether you are purchasing equipment from an individual, company, or dealer, we can help.
Do you require a down payment?
Universal Finance is a collateral-based lender, meaning we need some equity in the loan, but we understand cash is not always available. We can take interest in your currently owned equipment in lieu of a cash down payment.
Will you review my credit score?
Our approval process is based on the Three C’s: Character, Collateral, and Credit. We want to get to know you, your business, and what you have to offer. Credit scores are just one part of the criteria.
