¹ APR=Annual Percentage Rate. Approval is subject to underwriting guidelines and verifications. If approved, applicant will be offered an introductory purchase and balance transfer for 6 months. Introductory balance transfer rate applies for 6 billing cycles. Balance transfers do not earn rewards or rebates. Balance transfers from any existing accounts with Sacramento Credit Union will not be accepted. The maximum total transfer(s) cannot exceed available credit limit and the amount of a balance transfer may be reduced if it exceeds available credit limit. Cardholders currently within a rate discount promotional offer period do not qualify for this offer. Offer and interest rates subject to change without notice. Limited-time offer valid January 21, 2025 to February 28, 2025. | 
