12 Days of Christmas Specials from QOCU

*One special offer CD per person. A free book of 50 checks is available to members with an active checking account. Offer valid on the date listed in December of 2023, and all of the free gifts must be picked up at the credit union and will not be mailed. Federally insured by the NCUA. Equal Housing Opportunity.

Christmas Club Accounts

If you don't have a Christmas Club Savings Account, now is a perfect time to open one! If you save $50 for the next 12 months, you will have $600 saved for your 2023 holiday expenses. Please contact the credit union to open a Christmas Club Savings Account today!

No minimum balance to open.
Money automatically transfers to regular savings on November 1st each year.
$10 early withdrawal fee.
Accounts automatically re-open each year with your 1st pay period in November.

Christmas Club Account

Holiday Transaction Tips

Here are a few tips that will help you as you travel or make purchases this holiday season:

Be sure to notify the credit union of your holiday travel plans so that your out-of-state transactions are not declined. We need the dates and details of where you will be traveling.
If you have any trouble with your QOCU Debit Card during the holiday travel or shopping season, please call 1-866-508-2693.
You may receive a call from Shazam regarding purchases if they don't match your normal spending habits. Shazam will NEVER ask you for sensitive information but rather verify recent transactions.
Debit Card Daily Limits: ATM Withdrawal or PIN-based transactions up to $300 per 24-hour period. Real-time “swipe and sign” transactions enable you to access the full balance of your account (limited to $500 per day) when used as a point-of-sale credit transaction.
ATM Cards Daily Limits: ATM Cash Withdrawals up to $300 per 24-hour period.

If you have any questions or concerns regarding these holiday transaction tips, please contact the credit union.

Questions

Mortgage Loans

Dividend Change

Starting on January 1, 2024, dividends will be paid monthly. Please watch for this change on your January statement, which you'll receive in the first part of February.

Please contact the credit union if you have any questions.

Questions

Shop with your QOCU Credit Card

Use your Quaker Oats Credit Card to pay for ALL your holiday expenses and take advantage of these benefits:

NO annual fee.
NO balance transfer fee*.
NO charge for a cash advance.
Fixed interest rate as low as 10.99% APR*.
25-day interest-free grace period on purchases.
Payments are only 4% of your balance each month or a minimum of $10 per month.

Need a Quaker Oats Credit Card? Apply online today!

Apply Now

*Annual Percentage Rate. Credit Card offered with approved credit. Not all members will qualify. No balance transfer fee when doing a cash advance using a Quaker Oats Credit Union Mastercard.