Rick Alford

Rick Alford, CRP, President
Office 972-731-2539 | Cell 214-762-1905 
July 2017
And the star-spangled banner in triumph shall wave
O'er the land of the free and the home of the brave!

Did your retirement portfolio perform as well as ours?
  • Large Cap Stock Portfolio 23.37%
  • Fixed Indexed Annuity 10.75%
  • Cash Value Life Insurance 14.99%
  • Market Linked CD 7.85%
Making the Nest Egg Last:
Best products for seniors

Financial professionals are looking to a range of solutions that can best secure senior clients' post-retirement objectives: 
  • preservation of principal,
  • guaranteed income for life
  • healthy returns on invested capital
  • tax-favored treatment of retirement assets 
A Fixed Index Annuity Can Help Restore Your Confidence in Retirement

Pre-retirement is one of the worst times to experience significant market loss, because there is often little time left for recovery. 

But there are distribution strategies that can help give you an edge in overcoming a loss.  Where distribution amounts are calculated based on your age and life expectancy (i.e. the older you are, the more you get paid). Here's an example:
In This Issue

"Freedom is never more  than one generation away  from extinction.  We didn't pass it to our children in the bloodstream.  It must be fought for, protected, and handed on for them to do the same."

   -Ronald Reagan
A note from the Accounting Sleuth:
Imminent Recession or Longest Recovery Ever?

Clearly, the stock market and recessions do not go well together. However, recessions normally last for about two to three quarters. By the time the Bureau of Economic Research officially announces a recession, it is almost over and done with.

But long-term investors have nothing to fear...
Maximize Your Social Security Benefits
Join us for this educational event and learn how to maximize your benefits from Social Security.

Tuesday evening at 6:30pm
August 15th in McKinney, TX
at the Gay Library
Thursday evening at 6:30pm
  August 17th in Plano, TX
at the Schimelpfenig Library 

Are you prepared to lock-in your best benefit?
Please reserve your seat today by calling (972) 731-2539.