Mann's Investment Group, LLC
July 2018
First Name),

Summer is officially here!!!
Donna and I are having a great summer and enjoying all the warm sunny days...

Spring took a while to get here, but our summer is making up for it! 

We went to see our son do his first Iron man competition in Chattanooga, Tennessee in May, it was awesome to see.

We are also helping our daughter coach girl's summer
basketball which is a great time.
In June we went on vacation, to get some R & R while spending time with family and friends. 

I hope everyone had a great 4th of July and enjoying our
hot summer while trying to stay cool, we have had 20 days of temps in the 90'S so far (But it sure beats winter)!

It's hard to believe how fast summer and this year is going by and the kids will be back in school August 15th here in Bryan. Everyone have a great remainder of your Summer and squeeze in some more vacation and days off of work before it's too late. Enjoy summer!!! 






Bill Mann

Financial Consultant


Monthly Economic Update

July 2018

While segments of the stock market rallied in June, assumptions that a global trade war was starting hurt the blue chips - the Dow Jones Industrial Average lost 0.59% last month. As the U.S., European Union, and China exchanged tariff threats, equity benchmarks worldwide treaded water or took losses. The economy was doing well: the latest hiring and retail sales data was excellent, consumer confidence appeared strong, and industries were growing impressively. Inflation pressure was mounting, 

Should You Leave Your IRA to a Child?
What you should know about naming a minor as an IRA beneficiary.

                            Provided by Bill Mann, AIF®

Can a child inherit an IRA? The answer is yes, though they cannot legally own the IRA and its invested assets.Until the child turns 18 (or 21, in some states), the inherited IRA is a custodial account, managed by an adult on behalf of the minor beneficiary.1,2
IRA owners who name minors as beneficiaries have good intentions. Their idea is to "stretch" a large Roth or traditional IRA. Distributions from the inherited IRA can be scheduled over the (long) expected lifetime of the young beneficiary, with the possibility that compounding will partly or fully offset them.

Recipe of the Quarter

Chicken Fiesta Salad

This is an attractive and zesty all in one dish. It's full of veggies and chicken, and loaded with flavor. A quick fix for a long day. If desired, top with shredded cheese and tortilla chips.

Prep Time 10     Cook Time 30

2 - skinless, boneless chicken breast halves                

1 - (1.27 ounce) packet dry fajita seasoning, divided

1 -  onion chopped

½ - cup salsa
1 - tablespoon vegetable oil 

1 - tomato, cut into wedges   
1-  (10 ounce) package mixed salad greens

1 - can black beans, rinsed and drained           

1 - 11 ounce can Mexican style corn   

Optional:              * Cheese                            *Tortilla chips

Why Do People Put Off Saving for Retirement?
A lack of money is but one answer.

Provided by Bill Mann, AIF®
Common wisdom says that you should start saving for retirement as soon as you can. Why do some people wait decades to begin?

Nearly everyone can save something. Even small cash savings may be the start of something big if they are invested wisely.
Sometimes, the immediate wins out over the distant. To young adults, retirement can seem so far away. Instead of directing X dollars a month toward some far-off financial objective, why not use it for something here and now, like a payment on a student loan or a car? This is indeed practical, and it may be necessary. Even so, paying yourself first should be as much of a priority as paying today's bills or paying your creditors.
Keep Your Life Insurance When You Retire
Some good reasons to retain it.

Provided by  Bill Mann,  AIF®

Do you need a life insurance policy in retirement?  

One school of thought says no. The kids are grown, and the need to financially insulate the household against the loss of a breadwinner has passed.
If you are thinking about dropping your coverage for either or both of those reasons, you may also want to consider the excellent reasons to retain, obtain, or convert a life insurance policy after you retire. It may be the best decision once you take these factors into account.
Beware of Lifestyle Creep
Sometimes more money can mean more problems.

Provided by Bill Mann,  AIF®


"Lifestyle creep"
is an unusual phrase describing an all-too-common problem: the more money people earn, the more money they tend to spend.
Frequently, the newly affluent are the most susceptible.

As people establish themselves as doctors and lawyers, executives, and successful entrepreneurs, they see living well as a reward. Outstanding education, home, and business loans may not alter this viewpoint. Lifestyle creep can happen to successful individuals of any age. How do you guard against it?

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Mann's Investment Group, LLC. does not offer tax, or legal advice. The information presented here is not specific to any individual's personal circumstances.  To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.  These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable-we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.
Mann's Investment Group, LLC ~ 1210 West High Street Bryan, OH 43506 / 419-636-5568
Securities offered through Parkland Securities, LLC. Member FINRA/SIPC. Investment advisory services offered through Sigma Planning Corporation, a registered investment advisor. Mann's Investment Group, LLC. is independent of Parkland Securities, LLC and Sigma Planning Corporation.