2019 FALL NEWSLETTER | VOLUME 37 | ISSUE 4
Keep Tabs on Your Card With CardValet ®
With the CardValet app, you can save time and rest easy by controlling the cards in your wallet with the phone in your pocket.

  • Instantly lock (or unlock) your cards if they go missing (or are found).
  • Set and remove spending limits.
  • Get purchase alerts in real time.
  • Limit transactions to a certain area using your phone’s GPS.

Get greater control of your card with CardValet! Download it today from your device’s app store.
Falling Leaves Mean Falling Rates
Fall means special rates on boats, campers, RVs, motorcycles and ATVs. Isn’t it time for a new RV for traveling or an ATV for hunting season?

Boats, Motorcycles and ATVs **
Rates as Low as 4.50% APR*
New and Used (2015 model or newer)
Terms up to 180 Months

Motorcycles and RVs**
Rates as Low as 4.50% APR*
New and Used (2015 model or newer)
Terms up to 72 Months

Submit an online application at https://www.uarkfcu.com/apply-for-a-loan

*APR=Annual Percentage Rate. Based on 90% LTV for new, 85% LTV for used. **APR based on a loan amount of $25,000 financed for 72 months. $35 document preparation fee. Terms and conditions apply. No discounts. Credit subject to approval. Rates and terms subject to change without prior notice. This does not include the refinancing of any current secured loan at UARK Federal Credit Union.
It's Beginning to Look a Lot Like
Christmas Club Time!
It’s that time of the year! If you’ve been saving for the holiday season using a Christmas Club Account, your funds can be withdrawn without a fee from October 1 – December 24.

And it’s never too early to start saving for next year! Now’s the time to open a Christmas Club Account for 2020! This dedicated savings account helps you plan for holiday expenses by saving a little all year long. Funds are available for withdrawal without a fee in time for the big shopping season. Contact your local branch for rate information and to open your account.
Enjoy Extra Jingle in Your Pockets With a Jingle Loan

During the holiday shopping season, it’s always helpful to have a little extra jingle in your pockets. UARK Federal Credit Union wants to help you make the season merrier with a Jingle Loan!

You can borrow up to $1,500 at 5.99% APR* for 12 months. Use the extra cash for gifts, travel plans, holiday parties or anything else this season.

*APR=Annual Percentage Rate. 5.99% APR or 6.13% Annual Percentage Yield. Terms and conditions apply. 
Skip-a-Payment
There's No Time Like the Present
Do you need extra money to purchase that perfect gift? Unwrap a special gift from UARK FCU to make the holidays brighter!

There’s no time like the present to take a break from your bills and enjoy a little extra cash in your pockets. Instead of racking up the credit card debt this Christmas, Skip-A-Payment on your UARK FCU loan and use the money for anything you need.

To get started, complete and return this form or fill out this e-form and provide a $25 processing fee for each loan payment skipped.
International Credit Union Day ®
UARK Federal Credit Union. Local Service. Global Reach.
On October 17, 2019, UARK FCU will join with 56,000 credit unions around the world in celebration of International Credit Union (ICU) Day. You’re invited to celebrate with us by stopping by your local branch 10 am – 2 pm that day for a cupcake.

There are 200+ million credit union members around the world – more than 100 million in the U.S. alone – and UARK FCU joins them in celebration of the not-for-profit cooperative spirit that all credit unions share.

This cooperative spirit has led to life-changing opportunities for people all over the world who have wanted to start a small business, own a home or continue their education but were denied access to other financial institutions. In many parts of the world, people’s first taste of democracy is through their credit union, where “one member, one vote” is the governing structure.

At its most basic level, a credit union is people pooling their money to provide each other with affordable loans – it is literally people helping people. This is why UARK FCU celebrates ICU Day. Because credit unions empower people, wherever they are in the world or in life, to take control of their financial future.

The public is welcome to stop by a branch and celebrate with us a movement that concerns itself with the financial success of all people. 
Coloring Page for ICU Day 2019
Copyright 2019 Credit Union National Association Inc. Information subject to change without notice. For use with members of a single credit union. All other rights reserved. 
Dormant Accounts
If you do not complete a transaction with your primary savings account annually, your account may become dormant. Funds in abandoned accounts will be reported and remitted in accordance with state law. Any accounts without activity for the last three years will be remitted to the state by November 2019.
Holiday Closings
Thanksgiving Day – Thursday, November 28, 2019
Christmas Eve – Closing at 1 PM on Tuesday, December 24, 2019
Christmas Day – Wednesday, December 25, 2019
New Year’s Day – Wednesday, January 1, 2020
UARK Federal Credit Union | Fayetteville-Administration Phone 479-521-1199
Little Rock/UAMS Phone 501-686-6419 | Fayetteville-South Hill Phone 479-313-8999