2019 WINTER NEWSLETTER | VOLUME 37 | ISSUE 1
Happy New Year
Thank you for your business in 2018. It has been a pleasure helping you reach your goals. We are grateful for members like you, who make our work satisfying and enjoyable.

We look forward to working with you in 2019 and contributing to your success. We wish you a prosperous and happy new year!
UARK's Fount Frederick Scholarship
Applications for the Fount Frederick Scholarship are now being accepted. Every year, we award two $1,000 scholarships to graduating high school seniors. If you are a UARK member or child of a member in good standing who is going to a university, college or vocational program next fall, this is your chance to win a scholarship to help pay your tuition. Application must be received by March 29, 2019
to be considered. 
The Holidays Are Over
Start the new year with a clean slate. Transfer your credit card balance to a UARK Visa ® Credit Card!

Enjoy rates as low as 6.90% APR*/7.12% APY,** NO balance transfer fee, NO annual fee and NO cash advance fee!
 
Apply for a UARK Visa Credit Card online at www.uarkfcu.com/apply-for-a-loan .
 
*APR=Annual Percentage Rate
**APY=Annual Percentage Yield.
Construction Zone

Construction has started at our second location in Fayetteville. Our new branch will be located at 577 South Hill Avenue. The estimated timeframe for opening is mid-spring.
Did You Know?
Did you know that when you choose to run your debit card as credit, funds are still drawn from your checking account but you save the credit union money? When you select “credit” at the register, we receive a small amount of interchange income to cover expenses of our card services program – such as dispensing cards, processing members’ purchases through the Visa network and covering fraud losses. Since these costs are ongoing, recouping them through interchange income allows us to continue offering low fees and outstanding loan and deposit rates to our members!
 
Next time the clerk asks, “Debit or Credit?” Choose credit.
Holiday Closings
Martin Luther King, Jr. Day – January 21, 2019
Presidents Day – February 18, 2019
UARK Federal Credit Union | Fayetteville-Administration Phone 479-521-1199
Little Rock/UAMS Phone 501-686-6419 | www.uarkfcu.com