Encourage Clients to Take Advantage of Enhanced ATPCs
Extended SEP ends August 15, 2021.
The SEP extension to further help consumers take advantage of Enhanced ATPCs, will be ending August 15, 2021.
 
Clients still have time to enroll in an Ambetter Marketplace plan to take advantage of the increased savings and lower costs made available by the American Rescue Plan (ARP).

It’s been estimated the number of those eligible for a subsidy on the Marketplace increased by 20% with the passage of the ARP.* Consumers’ required contributions are lowered at all income levels thereby increasing APTC. Individuals earning 100-150% FPL will be eligible for fully subsidized coverage. Additionally, premiums are capped at 8.5% of income for those above 400% FPL removing the “subsidy cliff.”

*Resource: https://www.kff.org/health-reform/issue-brief/how-the-american-rescue-plan-act-affects-subsidies-for-marketplace-shoppers-and-people-who-are-uninsured/
Ambetter Telehealth
Talk with a doctor by phone or video.
Ambetter Telehealth is convenient 24/7 medical help with a $0 copay*. Members get access to in-network doctors for non-emergency health issues or questions. Get medical advice, a diagnosis or a prescription by phone or video anytime, anywhere.

If your clients haven’t used Ambetter Telehealth before, they can visit https://member.teladoc.com/ambetter or call 1-800-835-2362 to get started. Clients will need their Ambetter Member ID card on-hand while registering.

*$0 copays are for in-network medical care. $0 Telehealth copay does not apply to plans with HSA until the deductible is met.
Google Ad Certification for ACA Advertising
Earlier this year Google announced a new certification program for health insurance advertisers to aid in curbing misinformation or fraud. This special certification will be required for ACA health insurers or third-party brokers who want to run Google Ads. Brokers will need to provide documentation showing they are permitted under state law to sell health insurance to run ads on Google. For more information please visit:
Ambetter Featured Broker: Julia Yureva
Name: Julia Yureva
State you live in: Illinois
States you write in: Illinois, Florida
Years in the insurance business: 10 years
How long have you been working with us? 4-5 years

Personal secret to success:
  1. We are not just selling policies - we are saving our clients from the unexpected.
  2. Treating our clients as family members and always put their needs first.
  3. Our agency is available 7 days a week.
  4. Always establish trust with our clientele.

Favorite quote: I have two. "Opportunities don't happen. You create them." by Chris Grosser and "Success usually comes to those who are too busy to be looking for it." by Henry David Thoreau.

What tips would you offer a new broker interested in selling Affordable Care Act (ACA) plans?
  1. Know your plans from A to Z
  2. Get to learn information about your clients' personal needs such as why they need medical insurance, or what are the plans for next year such as family expansions, etc.
  3. Master HealthCare.gov platform
  4. Educate yourself on new changes coming up in tax and medical reforms

What do you like best about Ambetter plans? Ambetter has affordable price structures. The plans that are offered on the exchange and off have easy to understand deductibles and out of pocket expenses. Some of the plans have built in dental and vision coverages.

Ambetter has quite a large variety of hospitals and doctors.

What Ambetter plan features resonate best with your clients? i.e.- My Health Pays program, rates, network, etc.: Rates and network.

How do you generate new leads? Generally leads are generated by happy customers who will pass a good word and my info to their friends and families.

How do you ensure your clients make their binder payment? From the moment the policy is bound, I personally make sure the binder payment was processed and automatic payment plan feature is turned on with the client consent. Next day, I check the portal for the policy number and payment status. Also, the ID card is being sent to the client as soon as it becomes available.

What would you like to see more issuers do in the ACA market or add to the market for the next open enrollment season? Before open enrollment starts November 1st, we would like to be informed ahead of time of new changes so we can be fully prepared to discuss plans and pricing that's coming up on November 1st.

Better Is: Continuing to grow your membership with Ambetter!
Tell us what Better Is for you! Better is: Ambetter is "TheBetter" company.
Featured Sales Representative: Kolby Banks
What is your title: Sales Rep Midwest

How long have you worked for Centene: 2 years

Hobbies and activities: I love to be a dad, Play basketball, workout, Paintball when I can.

What makes a successful Ambetter broker? A successful Ambetter agent is someone who wants to be loyal to the brand. They understand not everyone will fall into or under the Ambetter umbrella but every chance they get to speak about us they do. Having the confidence that we will be there to assist when they need help.

What do you enjoy most about the ACA, your job, Centene, etc.? Gives the opportunity to motivate. Being in Sales for so many years its been a change to be able to be on the other side and seeing the grind from a different point of view.

What makes Julia Yureva a great Ambetter partner? She embodies what it takes to be great. Not only does she sell, she does it with emotional success. She makes her clients feel like it's not a one transaction and done. Julia shows them that she will be there for them when they start all the way until they finish their business with her. I have been more than excited to work with her.
Featured Broker Sales Support Representative: Desmond Bautista
What is your title: Broker Sales Support

Hobbies and activities: Basketball, Music and Coaching. 

What do you enjoy most about the ACA, your job, Centene, etc.? What a great time to be employed with Centene. We're effecting change with the many types of affordable products for people across the US. The ability to have millions take advantage of tax credits to afford health care when they normally would have gone without is a direction of healing for our nation. No longer will people have an excuse of not getting affordable care. Being a part of a team that supports these brokers is something I can be very proud about knowing I am helping a broker get another person quality healthcare with Ambetter.

What do you feel makes a great broker service experience? Building rapport. It is a great feeling when a broker calls back and says "hey Desmond, glad to talk to you again!" That's when you know you have made a lasting impression that you will do our absolute best to help that broker.
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