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Welcome to Open Enrollment!

You have just six short weeks to review your health insurance options and make changes for January 1, 2024, effective dates. Here is what you need to know! 

The Open Enrollment Period starts November 1 and ends January 15, 2024.



Carrier / Plan Changes made November 1 through December 15 will have a January 1, 2024, effective date.


Carrier / Plan Changes made December 16 through January 15 will have a February 1, 2024, effective date.

By now, you should have received your renewal information. If you are enrolled outside the exchange, this will come directly from the carrier. For everyone else, the renewal notice will be initiated by the exchange and can be found in your message center.

Click Here to Access our Video Tutorial on our OEP Page

If making income / household changes for January 1, the application should be submitted between November 16 and December 15. Income / household changes made from November 1 through November 15 will take effect December 1. 

Cascade Care

Cascade Select Public Option Plan Provider Network Considerations


Some carriers offer both Cascade Select Public Option and Cascade non-Public Option plans with each having a different network of providers. Cascade Select Plans may use Federally Qualified Health Centers (FQHC) and Community Health Centers for primary care. Check provider networks to ensure your primary care provider, specialists and facilities are in-network when looking at Cascade Select options. Visit our video tutorial section on our OEP page for additional information on provider network search tools.

Washington Apple Health


Washington Apple Health renewals occur throughout the year. Beneficiaries should expect renewal information up to 60 days prior to their anniversary date.

Visit our website for more information!

2024 OEP page
Resources Page
Photograph from KMi Team Retreat September 2023

We appreciate your business and look forward to working with you in the upcoming year!

2300 South Park Avenue | Port Townsend, WA 98368

Ph: 360-385-4400 | www.kristinmanwaring.com

email: info@kristinmanwaring.com