The Centers for Medicare & Medicaid Services (CMS) has released the 2026 cost shares. Medicare Advantage (MA) and Supplemental Benefits (CSB) Medicare Supplement Insurance members will receive letters summarizing the changes, and you can expect updated outlines of coverage on the broker portal soon.
Type of Cost Sharing
2025
2026
Part A Deductible
Inpatient Hospital Deductible 1-60 days
$1,676
$1,736
Daily Coinsurance from 61-90 days
$419
$434
Daily Coinsurance for lifetime reserve days from 91-150 days
$838
$868
Skilled Nursing Facility Daily Coinsurance from 21 - 100 days
$209.50
$217
Part B Deductible
$257
$283
The 2026 out-of-pocket limits for Medigap Plans K & L are $8,000 and $4,000, respectively. The deductible amount for Medigap High-Deductible Options F, G, & J is $2,957.
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