2026 WINTER NEWSLETTER

Giving Back to Our Community

Before we look ahead, we want to take a moment to look back at something we’re incredibly proud of.

Thanks to the generosity of our members and staff, our December food drive benefited the Northwest Arkansas Food Bank, helping provide meals to families right here in our community. Your support makes a real difference, and we’re grateful to serve a membership that cares so deeply about giving back.

Start the New Year Right with a Strong Budget

The start of a new year is a great time to take control of your finances. Creating (or revisiting) a budget can help you:

• Track spending
• Set realistic savings goals
• Reduce stress and build confidence

If you’re not sure where to start—or want help fine-tuning your plan—you don’t have to do it alone.

Cole Bradley, our Financial Counselor, is available to help YOU! Cole can help members with:

• Budgeting and money management
• Debt reduction strategies
• Savings and financial goal setting

Best of all, financial counseling is a free benefit of your UARK FCU membership. One-on-one guidance can make all the difference.

How to Get Started:

Cole is eager to help you discover and maintain the best financial path. Connect with him at:

• Email: cole@uarkfcu.com
• Call or Text: 479-313-8999

Don’t delay in taking control of your financial future—reach out to Cole today!

We value your membership and are here to support your financial well-being.

Paying Off Holiday Debt?



Holiday expenses can linger into the new year—but now is a great time to create a plan. If you’re juggling multiple balances, consolidating them into one simple monthly payment may help you save money, stay organized, and reduce stress.

Whether it’s credit cards or other balances, focusing on paying down debt early in the year can help free up cash flow and reduce interest over time. Our team is here to help you explore smart options and move forward with confidence.

New Year, New Car?

Thinking about upgrading your ride in 2026? Make car shopping easier with our Car Shopping Tool, available to UARK FCU members. You can:

• Search for vehicles
• Compare prices
• Shop with confidence—before ever stepping on a lot

It’s a smarter way to find the right car at the right price.

UARK Federal Credit Union | Fayetteville-Administration Phone 479-521-1199

Little Rock/UAMS Phone 501-686-6419 | Fayetteville-South Hill Phone 479-313-8999

www.uarkfcu.com