Rick Alford
Rick Alford, CRP

Retirement
Solutions
Newsletter

May 2015 Edition

In This Issue:
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Happy Mother's Day
Is Life Insurance Safer Than Stocks?
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Is your money safe? Perhaps you should take a second look at Life Insurance as an investment.
Watch the  CNBC Interview

How do you see retirement?
"The question is - What is the market doing during your retirement years, when you need the money?" 
- Rick Alford


Time to Retire Your 401k!
Click cover to watch now.
MSNBC interviews the managing editor of Time Magazine about the Cover Page Article, "Why it's time to retire the 401k".
A Note from the
Accounting Sleuth
Netflix Investors
Method or Madness
A whopping +18.2% increase on the day. What are these investors thinking?  Read on...

TAX PLANNING:  THE BEST RETIREMENT STRATEGY

Having your distributions work together with your available deductions is smart tax planning. One dollar can end up being less than 25 cents when you factor in future inflation, tax rates, and market volatility. Read More.
Market Linked CD May Offerings
UNLIMITED POTENTIAL ON RETURNS

FACTS: A deposit of $100,000.00...

  • 5.75 years ago - now worth $153,580.00 (9.32% APY)
  • 7 years ago - now worth $187,000.00 (12.43% APY)
  • 10 years ago - now worth $316,690.00 (21.67% APY)

FDIC Insured Market Linked CD Highlights... 

  • 401k, IRA, 403b, ROTH all qualify!
  • Diversified exposer to 7 different asses classes.
  • Uncapped interest at maturity.

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Market-Linked CDs (MLCD) offer principal protection, FDIC insurance and potentially higher interest rates than typical CD's. Instead of a low fixed-rate, MLCDs offer variable interest generated by the performance of the Stocks, Commodities, Currencies or Index, it is linked to.

 

Watch this informative video then

contact our office for more information. 

 
Legally Cutting Out The Taxman
The life insurance industry has the best IRS approved retirement savings plan today - and most investors know nothing about it.  Read more

Social Security Timing Class
at Collin College  May 12th & 14th
Do you know the 567 ways to claim? Which one is right for you?
T here may be retirement benefit strategies available to you that could substantially increase your future payments even if you have already begun collecting.

Classes available
Tuesday or Thursday evenings
May 12th & 14th at 6:30 pm.

Register online at www.RSVPyes.com
 enter code # 354149 or call (800)696-8083
Index Universal Life, one woman's story.
401K Plan vs. IUL - Index Universal Life Insurance - Edwina Barta
401K Plan vs. IUL 
Index Universal Life Insurance -  Edwina Barta
How could an IUL work for you? 
Got 5 Minutes?
Watch as Ed Slott sums up the biggest tax break in the IRS tax code in only 5 minutes!

Rick Alford, CRP, CEO
Retirement Solutions
972-731-2539

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