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Your Life. Your Needs. Your Financial Plan.

Hello Rick,


Hope this finds you well as we head in to the new year!



With only a few weeks before the end of the year, there are several things you could be doing right now to set yourself up for a prosperous 2025.


Check out this week's blog below.



Rick Fingerman, CFP® and Lyman H. Jackson, CFP®

Independent. Fee-only. Fiduciary

9 smart financial strategies to do before January 1st

Did you get a big refund last year? Did you have a big tax bill when you filed your taxes? Now is the time to try to get the right withholding set on your paycheck

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We Specialize In Three Areas

Retirement Planning

Whether in retirement or nearing retirement, our time tested approach will help ensure you are on track



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Women in Transition

Recently widowed or divorced, our compassionate approach will give you peace of mind and a sense of empowerment

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Paying for College

With skyrocketing costs and little time left to save, without a college plan, one's retirement could be in jeopardy



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If Fructose Is Bad, What About Fruit?


Does the fructose naturally found in fruit and fruit juice have the same adverse effects as excess “industrial fructose” (table sugar and high fructose corn syrup) and if not, why not?

Why I miss my daughters when they are home for the holidays by Becky Blades (Grown & Flown)


No mother should be surprised to see very little of her grown children when they come home for summer college breaks and holidays...



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Reverse Mortgage Webinar

A half dozen uses for reverse mortgages


Join Steve Pepe as he reviews the basic features of the FHA-insured Home Equity Conversion Mortgage (HECM) and demonstrates six scenarios where monetizing home equity through a HECM can be an effective solution for homeowners aged 62+.

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The right way for couples to talk about money -Meredith Moore


Finance whisperer Meredith Moore shares a simple framework that couples can use to have productive conversations about money.

How Yoga Affects the Brain and Body to Reduce Stress by Vanika Chawla, MD


As a clinician at the Stanford Lifestyle, I consider the impact of lifestyle factors...

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Recipe of the Week


Easy Mediterranean Quinoa Salad


This healthy Mediterranean quinoa salad recipe uses fresh ingredients and is packed with plant-based protein. It’s super easy to make, bright, and full of flavor.

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Quote of the Week



"The greatest use of life is to spend it for something that will outlast it."


- William James

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Financial Planning Solutions, LLC ("FPS") is a fee only Registered Investment Advisor ("RIA") located in the Commonwealth of Massachusetts. FPS provides asset management and related services for clients nationally. FPS will notice file and maintain all applicable licenses as required by the various states in which FPS conducts business, as applicable. FPS renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. 
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