A BURST FROM JUDY DURST - July 2022

Congratulations to
Robin McAfee, CIAS!

Robin McAfee of the Cross Agency in Manchester recently completed all of the requirements to be awarded the Commercial Insurance Advanced Studies designation. It was presented to her when she was in our office recently. Congratulations, Robin! Great job! Want more information about the CIAS or the PLIAS designations? Please click below.



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AAI Designation Changes Are Coming!

We have recently received notice from the Institutes that they are making some major changes to the AAI designation program. The program is changing January 1st to reflect a total of 6 courses versus 9 courses. More information will follow but in the meantime, if you are in the process of getting your designation, you will want to be aware of what exams you have taken that will carry forward into the new program.

First of all, in order to receive credit in the new program, you will have had to complete all three exams in that section... For example, you will need to have passed the exams for AAI 81 A, B & C to get credit for the new AAI 301 course. No partial credit will be given for one or two completed sections.

The deadline to purchase materials for the old AAI 81, 82 or 83 segments is 12/1/22. The deadline to test on AAI 81, 82 or 83 segments is 12/15/22.

Big "I" NH has scheduled ALL nine of the AAI segments during the months of August through December 2022. The classes will be available in-person and virtually - your choice. This will allow everyone who wants to complete their designation under the old format to do so. Here is a listing of the upcoming classes:


Information about the new AAI program will be included in future Bursts. Stay tuned!
Super CE Saturday in October

Concerned about getting your CE credits completed in time to renew? You might want to consider our upcoming Super CE Saturday on October 29th. It will be available in-person and virtually - your choice. Check out the details on our education calendar that is linked to this newsletter or give us a call at 603-224-3965. Click here to register.

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Summer Special is still running!

You still have time to take advantage of the Recorded Webinar Summer Special running till August 31st. We ran this special last year and it was a huge success! Here is how it works:

The normal cost per hour webinar for members is $18, but for the summer, we are offering our members a special pricing deal on these recorded webinars as well as any recorded classes. You can purchase up to 24 hours of CE credits using these various recordings for $200, more than 50 percent off!

Here are a couple of reasons you might want to do your CE this way....

  • The recordings can be viewed on your schedule.
  • You can stop them and restart them at any time and as often as you want.
  • They travel well, meaning they are accessible via your PC, laptop, tablet, or mobile phone.
  • Most are one hour each, so they can fit into your very busy schedule.

Interested? Please click on the links below to take a look at your options, click on the order form, complete the form, and forward to our office. Easy as that!

If you have any questions, please don't hesitate to email me: judy@biginh.com, or give me a call at 603-224-3965. The recorded webinars are only available for Producer CEs in the State of NH.


What Are People Saying?

"Your recorded webinars are perfect for some of our newer colleagues that we continue to onboard here at Merchants."

Kevin Lasante, Regional Vice President, Merchants Insurance 
ASK JUDY
with Judy Durst

QUESTION: My insured pulled his camper to a campground and disconnected it from his auto while enjoying nature. I know he has liability coverage under his ISO Personal Auto Policy while attached to the vehicle. Does he have any premises liability at the campsite under his ISO Personal Auto Policy?

ANSWER: The liability coverage provided under the ISO Personal Auto Policy ends when the camper is detached from the vehicle. Enter the ISO Homeowners policy. The definition of "insured location" takes care of it. See highlighted section below:

10. "Insured location" means:
a. The "residence premises";
b. The part of other premises, other structures and grounds used by you as a residence; and
(1) Which is shown in the Declarations; or
(2) Which is acquired by you during the policy period for your use as a residence;
c. Any premises used by you in connection with a premises described in a. and b. above;
d. Any part of a premises:
(1) Not owned by an "insured"; and
(2) Where an "insured" is temporarily residing;

There is another part of this that you might not have thought of. What happens when your insured is so happy at that campground that they decide to rent a seasonal site? How does liability coverage work for that situation? Take a look at 10.b. above. We had a seasonal campsite for 20 years and the address was listed on the declarations page of my HO policy. Here is the verbiage to look for on the dec. page:

Section II - Other Insured Locations (address):

Want to discuss this further? Give me a call at 603-224-3965.


QUESTION: I tried to renew my license using my license number and it didn't recognize the number? What does this mean?

ANSWER: In March of 2020, when we were starting to battle COVID-19, the NH Insurance Department decided to do away with individual license numbers that they had assigned to each NH licensee and use only the National Producer Number (NPN). When your license renews, you'll now see that the license number and the NPN are the same. I know that many of you have memorized your license number but it no longer exists. That is the reason the National Insurance Producers Registry will not allow you to use that old license number. When I bank your CE credits, I utilize your NPN number as well. Even though it is your "National Producer Number" it applies to Multi-Line Adjusters as well.

Education Opportunities
UPCOMING CLASSES
Students have the option of
face-to-face or virtual classes.
Ethics - Honesty & Integrity
Approved for 3 Producer Ethics CE in NH, ME & VT; 3 MLA Ethics in NH

E & O Roadmap to Homeowners Endorsements
Approved for 3 Producer CE in NH

Workers Compensation Advanced Look
Approved for 3 Producer CE in NH & ME

NEW!
AAI 81 A Principles of Insurance
Approved for 6 CE for Producers in NH, ME & VT; 6 CE for MLA in NH
Certificates of Insurance or How I Got a Job in the Prison Laundry at Insurcomm in Portsmouth
Approved for 3 CE for Producers in NH & ME; 3 CE for MLA in NH

LIVE WEBINAR!
Basics of Credit Scoring aka What's the Score on Credit Scoring?
Approved for 1 CE for Producers in NH & ME

AAI 82 C Specialized Insurance and Bonds
Approved for 8 Producer CE in NH, ME & VT

P & C Pre-licensing Review Class with Judy Durst
NO CE credits are available


SAVE THE DATES!

Please join us for our Annual Meeting on September 26, and 27, 2022 in Portsmouth.

If you are interested in having Judy provide a virtual or an in-person class in your office, don't wait long. Her calendar is filling up quickly. Give her a call today at
603-224-3965 or email judy@biginh.com for details!
Click here for a link to our COVID-19 resource page
2022 NHAIA Education Calendar!
Click here for the calendar through December of 2022!
On a personal note....

I would like to thank everyone for your expressions of sympathy for the loss of my husband Dave. Every card, call, email, visit and more helped to ease my deep sorrow. The love of the entire insurance community enveloped me in their arms and continues to help me to cope. I am truly blessed. He is still with me in spirit and I know he would want me to continue to use all his crazy antics in my classes. R.I.P Dave