Newsletter | December 17, 2018
In celebration of the Christmas Holiday, our office will be closed on 
Monday, December 24 and Tuesday, December 25 .

We will reopen at 8:00 a.m. on Wednesday, December 26.

We will also be closed for New Year's on 
Tuesday, January 1, 2019
Market update by
Todd Day, MBA
Portfolio Manager
A December to remember—for all the wrong reasons!
Plain and simple, the first half of December has been awful. Normally one of the strongest months of the year, the S&P 500 has dropped over 5% so far this month putting it on pace to be one of the worst Decembers in the post WWII period. Looking back over the last 25 years or so, it hasn’t been uncommon to see weakness in the first half of December.. .

"The best revenge is massive success."
– Frank Sinatra
New 100-percent depreciation deduction benefits business
5 Golf GPS apps
to try now

Eat magnesium-
rich foods

Transportation tips

Roasted brussels
Find out Your Portfolio Risk Analysis
Insight. Integrity. Invested in your future.
About us
Horizon Financial Services, LLC is a team of financial advisors who provide comprehensive financial planning. We invest time in building lasting, personal relationships. It is our belief that your long-term financial success requires a solid financial plan and our time-tested commitment to you.

Advisory services are offered through Horizon Financial Services, LLC, an SEC Registered Investment Advisor. Insurance products and services are offered through New Horizon Financial Services, Inc., an affiliated company. Horizon Financial Services, LLC and New Horizon Financial Services, Inc. are not affiliated with or endorsed by the Social Security Administration or any government agency.

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