A Word from the CEO

We continue to watch with horror the scenes of destruction from the Los Angeles wildfires. We pray for the strength of the fire fighters and the well-being of all those who lost so much in the blazes. We especially send our prayers to those in the historic Pasadena Jewish Temple and Center whose buildings were destroyed, but whose faith persists.

The JRB can provide support to our participants in need. Special rules apply to loans and withdrawals for those living in federally declared disaster areas. Contact us for more details.

In December, the Internal Revenue Service (IRS) announced the inflation-adjusted tax brackets, standard deduction, Earned Income Tax Credit and annual gift exclusion for the 2025 tax year. See our article for more information.

Choosing the mutual funds in which you invest is critical to achieving your financial goals. These choices allow you to balance your need for investment returns with your risk tolerance. The Mutual Fund Style Box is a useful tool for making these decisions prudently. See the article below to understand how the Style Box works and how the mutual funds offered by the JRB fit the categories.

The beginning of the year is a great time to increase your retirement contribution. Increasing retirement savings annually reduces the taxes you pay while boosting your long-term financial security. Ask your payroll administrator to increase your salary reduction contribution today!

Finally, we are pleased to announce that, at its December meeting, the JRB Board of Trustees voted to reduce the administrative fee from 0.32% to 0.28% effective January 1, 2025.

If you have questions about the 2025 tax brackets, the Mutual Fund Style Box, increasing your JRB contribution or your overall financial goals, please contact us via email or call us at 888-JRB-FREE (572-3733).

L'Shalom and Am Yisrael Hai,