Like some people, change doesn't always come easy to me.
There will be a limit to the facts you have at some point, and you need to take a leap of faith. I may never have rented my first place, bought a car, gotten married, had children, and purchased my first home if I had waited for a sure thing and/or could afford it. A remodel could be looked at in the same light. If you feel it will contribute to your quality of life and you think you may have the means, what's holding you back? Other remodeling projects are necessary, like a roof, furnace, and water heater, you may need to take a 2nd mortgage as I did 20 years ago..
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