Protecting Paychecks & Preserving Lifestyles
Virden Benefits offers a suite of products that can meet your business and individual needs. Contact us for a free consultation about Health Insurance, Supplemental Benefits, Life Insurance, Disability and more.
A Virtual Benefits Journey
Hiring? Don't Leave Cash on the Table
You will hear me mention the "Employee Recruitment" power of benefits on more than one occasion. If you are looking to hire new employees, take advantage of the Work Opportunity Tax Credit. The WOTC is a Federal program that gives employers up to $9600 in tax credits per employee if the employee meets certain criteria, which may include.
  • Veterans
  • Long-Term Unemployed
  • Those that live in disadvantaged or low-income areas
  • Plus 4 other criteria

Posting jobs on will automatically highlight WOTC eligible employees and I can offer - normally a paid service - at no cost to you.

Please share with any business owners you may know. Contact me to learn more.
Life Insurance Quoter
A remarkably high percentage of Americans have too little or no Life Insurance at all. Sometimes the prospect of calling a life insurance agent never becomes a priority. Or the thought of a medical exam is a deterrent. Virden Benefits can quote you on any type of life insurance. Start here with this Quoter. Some policies have no health exam. Together we can find a Life Insurance solution that works best for you.
Virden Benefits, LLC

Please use this tool to investigate Life Insurance options. I would be happy to speak with you. Send me an email at

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Tax Day (sort of)
April 15th is typically Tax Day. The last couple of years have thrown us some tax curveballs. But, Business Owners, don't forget that Employer-funded medical benefits are tax-deductible.

I have spoken to many business owners about their various challenges. Amongst the things that employees ask for, a pay raise often leads the list. I have asked employers, "How would your employees react if you offered them a $6 per week raise?". The employer responds. "They would laugh me out of the room". I propose, "You can fund for each employee a $6 per week* Accident Protection Plan which will pay towards any on or off the job injury treatment and help keep them financially whole." Thus far, several employers have seen the value in this approach. Ask me how easy it can be.

*weekly cost for an individual Accident Protection Plan will vary base on business risk rating and state of issue
Do You Know Any Trades Business Owners?

Do you know a trusted Contractor, Landscaper, Plumber, HVAC or other Trade company? Would you be willing to make an introduction to me?

Here's why: Arguably the Trades could use the power of benefits more than any other business entity. Not enough young people are going into the trades. As a result, competition for skilled labor is very high. Offering benefits can make the difference in keeping the good employees you have and attracting new talent. And when Supplemental Benefits like Disability, Accident Protection, Dental, Life Insurance and others can be offered at NO COST to the business, it is a no-brainer to work with a customer-service-first broker like me.

Referrals are greatly appreciated. I believe in a cooperative approach to business so if referrals are important to your business, I want to help. Let's talk!
Trusted Partners
I am very proud to know many great professionals who are tops in their fields. When you need a service, there is a strong chance I can recommend someone. Check out this list of Trusted Partners and just ask if you want an introduction.

Each month I am going to highlight one of my partners here. This month I want to feature my friend Frank Scearbo of Serve First Solutions.

If you have a business, brick & mortar or online, that accepts credit cards, contact Frank today. You will surprised how much money he can save you.

Business owners constantly change their credit card processing company in the hopes of reducing their credit card fees, in the hopes of eliminating year after year cost increases, in the hope of finding out why their total credit card fee is always significantly more than their rate they were quoted and looking for assistance with PCI Compliance.
Unfortunately, this usually results in failure for the business owner and the reason for business owners constantly changing credit card processing companies.
To accomplish the above, the business owner needs to work with a merchant services provider who does not sell “rates”.
The SERVICE that we provide is showing business owners how to reduce their credit card fees by removing the “rates”, by re-establishing their merchant account and completing PCI for the business owner.
Quote of the Month

When you're young, fit, and full of drive, it's easy to think that "it will never happen to me." but this is the myth of invincibility.
-DBS Singapore
Licensed in MA, RI, NH, ME, VT, NC, SC & VA

Thank you for being part of the Virden Benefits, LLC newsletter odyssey. I appreciate you sharing and helping me grow my audience.

With gratitude, David Virden

proud to be partnered with the following and more:
150A Andover Street Suite 12
Danvers, MA 01923 United States
Phone: (617) 233-9937