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Put Your Home's Equity to Work
For many homeowners, their house is more than just a place to live. It can also be a powerful financial resource. With property values rising, you may have built more equity than you realize. That equity can help you move closer to your financial goals.
Home Equity Loan
Receive a lump sum at a fixed rate with predictable monthly payments. This option works well for consolidating debt, covering major expenses, or tackling planned renovations.
Home Equity Line of Credit (HELOC)
Access funds when you need them with a revolving line of credit. A HELOC is ideal for ongoing projects, unexpected expenses, or simply having added flexibility.
Why use your home equity?
• Rates are often lower than most credit cards
• Combine high interest balances into one manageable payment
• Access funds as needs arise
• Possible tax benefits. Be sure to consult your tax advisor
Rates as low as Prime on approved credit. When used thoughtfully, your home’s equity can help lower monthly payments, improve cash flow, and support your long term plans. At Plus Credit Union, decisions are made locally and service is personal. We work directly with our members and their families to find the right solution for their situation.
Curious how much equity you may be able to access? Reach out to your lending department by email: lending@pluscu.org and let’s talk through your options or apply online today: Online Application
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