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Beware of These Common Holiday Scams
The holiday season brings joy, generosity and unfortunately, scammers looking to take advantage of the festive spirit. As shopping and charitable giving increase during this time of year, it's important to stay aware. Here are three holiday scams that could turn your celebration into a headache.
Package Delivery Scams
Watch out for fake delivery notification texts or emails claiming you have a package waiting for you. These messages often contain malicious links or ask for personal information to "verify" your delivery. Legitimate shipping companies won't ask for sensitive information via text or email. Always track packages directly through official websites using your tracking number.
Charity Impersonators
Scammers frequently pose as charitable organizations during the holidays, pulling at heartstrings to access your wallet. They may pressure you for immediate donations or request payments through gift cards or wire transfers. Before donating, verify the charity through sites like Charity Navigator, and always donate directly through the organization's official website.
Too-Good-To-Be-True Deals
Be wary of social media ads or unsolicited emails advertising amazing discounts on popular items. If a deal seems unusually generous, it could be a scam designed to steal your payment information or deliver counterfeit goods. Stick to reputable retailers and be especially cautious of sellers who only accept payment through wire transfers or gift cards.
Don't let scammers dampen your holiday spirit. By staying alert and following these simple precautions, you can protect yourself and your finances while enjoying the season. If something feels suspicious, trust your instincts and take time to verify before acting. Remember, it's better to miss a "deal" than fall victim to fraud.
Look for more information about scams and other important information on our blog.
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