Residents Share Reasons They Love Andalusia Development

Andalusia's Hummingbird Landing, a 56-unit development for elderly, opened in October 2016. 

It has one- and two-bedroom units that feature a host of amenities like a private outdoor patio or balcony, energy-efficient appliances, vinyl plank flooring, pest control, washer/dryer hookups, and special accommodations for mobility and/or sensory impaired residents. The development boasts a community library, computer room, fitness center, and laundry facility. In addition, there are elevators, walking trails throughout the grounds, a large sheltered gazebo with a picnic area and grills, and enhanced landscaping.

These are only a few of the reasons residents  Betty Sue, Carma, Janet, Patricia and Voncile enjoy living at Hummingbird Landing. Janet said, "Living here has just been wonderful. I've got a nice, beautiful place to live that doesn't cost me an arm and a leg."

Voncile said she loves the neighborhood, "There are just good neighbors here. We all love each other."  They all agree that living in affordable housing has helped them live within their fixed-income budgets. 

Hummingbird Landing was financed in part by $1.66 million in HOME funds and more than $660,000 in Housing Credits, both administered by AHFA. 

To read more from the residents of Hummingbird Landing, visit
NAHREP Launches Central Alabama Chapter to Promote Hispanic Homeownership in the Area

AHFA's Single-Family Administrator Mike King (far right) attended the April 26 launch of the Central Alabama Chapter of the National Association of Hispanic Real Estate Professionals┬«. He joined in a picture with Joe Nery (far left), president of NAHREP and keynote speaker, and Phil Sandoval (middle), president of the NAHREP Central Alabama Chapter. 

The NAHREP Central Alabama Chapter will provide community outreach, industry educational and business networking events in order to advance sustainable Hispanic homeownership. 

To find out more about the chapter, visit
30 years of Housing Credits & Still Counting

On April 10, AHFA celebrated 30 years of administering the federal Low-Income Housing Tax Credit program. Created by the U.S. Congress as part of the Tax Reform Act of 1986, the Housing Credit program is the largest production driver of new and rehabilitated affordable rental housing in the nation. 

Each year, the Internal Revenue Service distributes housing credits to state housing finance agencies. A HFA, as Alabama's designated administrator of the LIHTC program, then allocates these credits by conducting a competitive application cycle that ensures credits are distributed throughout the state to areas with the greatest needs.

Housing credits provide a federal income tax credit as an incentive to investors. Investors may receive a dollar-for-dollar credit against their federal income tax liability each year for 10 years. In exchange for receiving the credit, investors and/or owners must reserve a percentage of units for the area's lower-income residents, based upon the area's median income. In turn, owners generally make a 30-year commitment to ensure the units are decent, safe, and affordable for eligible tenants.

AAHA Resident Scholarship Student Spotlight
Genesis Gardner | The Palladian, Mobile

In 2000, the Alabama Affordable Housing Association (AAHA) created a scholarship program for residents of member-owned apartment properties in Alabama. The scholarship funds are donated by the owners, contractors, architects, accountants, property management companies, investors, lenders, developers, and various vendors that make up AAHA's membership as well as other non-member individuals. Since its inception, the AAHA resident scholarship fund has awarded more than $500,000 in scholarships.
Meet Genesis Gardner of The Palladian Apartments in Mobile:

Gardner was one of 51 students awarded an AAHA scholarship for the 2016-2017 school year. She is using the funds to help pay for her freshman year as a pre-med student at the University of South Alabama. "I'm just starting out on this journey," she said.

She applied for the scholarship after hearing about it from her mother, assistant manager of The Palladian. Gardner said the scholarship would enable her to focus her energies on her studies without the worry of paying for it all.

"The beginning of the college journey can be overwhelming at times," said Gardner. "The last thing you really want to be thinking about is how you are going to fund your education."
Gardner, along with the other 2016 scholarship winners, was honored during the 2016 AAHA Annual Conference. She said, "This is a blessing to all of the people to want to further their not have to worry about that aspect of going to college."
For more information about the resident scholarship program, please contact Arrice Faught, AAHA's executive director at or 205.331.8668.        

Happy Retirement to Elaine Pennington!

Best wishes to Elaine Pennington, who retired in April after more than twelve years as a valuable member of the AHFA team. Elaine started at AHFA as a customer service technician, and later moved to the escrow department as an escrow account technician. Her conscientious and hard-working nature has earned her the respect of her fellow employees and customers.

Please join the AHFA board and staff in extending Elaine sincere congratulations and best wishes for a long and happy retirement.
#OurAlabamaHome Visited Tuscaloosa in April

Good Friday found the #OurAlabamaHome tour in  Tuscaloosa to interview a Hardest Hit Alabama customer and hear her story of hope after devastation.  While in the area, AHFA visited two attractions that illustrate Tuscaloosa's long-standing history of redemption and rebirth. 

First was Capitol Park, the site of the Alabama Capitol when Tuscaloosa was the seat of state government from 1826-1846. The building was destroyed by fire in 1923 and all that remains is the stone foundation and the ruins of a few columns. The site is now a public park, a place where students from a nearby private school can enjoy a picnic and games on a sunny spring day.

The next stop was the Tornado Survivor Tea Glass in front of McAlister's Deli on 15th Street. On April 27, 2011, Tuscaloosa was hit by a 1.5 mile-wide EF4 tornado that resulted in 64 deaths, over 1500 injuries, and massive devastation. A giant oak tree that stood in front of McAlister's Deli was destroyed, while the restaurant itself suffered minor damage compared to the surrounding buildings. A few months later, what remained of the tree was carved to resemble a giant glass of McAlister's sweet tea. It serves as a kitschy symbol of hope and regrowth for the city, and a testament to the resilience (and humor) of the people of Tuscaloosa.

#OurAlabamaHome is AHFA's theme for 2017. We regularly take road trips to visit with customers who have bought their home or found affordable rental housing because of AHFA programs. As we travel to visit these customers, we're also highlighting the city or town they live in to celebrate Alabama and illustrate how AHFA's programs reach across the state. Together, our customers' testimonials bring #OurAlabamaHome to life.

Keep track of our travels on AHFA's Facebook page and
Summer Ad Campaign Kicks Off May 1

AHFA's summer advertising campaign begins May 1.

AHFA is celebrating all things Alabama with this year's campaign. In addition to targeted spots in the top-rated real estate app Zillow, ads will appear beside keyword searches in Google, Bing, and partner sites.

The ads will direct traffic to, a branded microsite that contains information about the Step Up and Mortgage Credit Certificate programs, eligibility requirements as well as links to's listing of participating lenders.
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AHFA Offices to Close for May Holiday

The AHFA, ServiSolutions and Hardest Hit Alabama offices will be closed Monday, May 29 in observance of the Memorial Day holiday. 

We will reopen at 8 a.m. on Tuesday, May 29.
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